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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
25600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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91%
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8%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

The app is very user friendly and the double authent...

5
The app is very user friendly and the double authentication security makes it feel very safe. The interest rates are hard to beat. Reviewed on: 9th March 2026

Top Base Rate!

5
My favourite thing about Tembo is that the base rate is higher than with other providers of the LISA. Yes some of them might have higher opening interest rates but soon these drop off to low rates which Tembo beats! Reviewed on: 9th March 2026

Good money saving app

4
The app is easy to follow and a motivating concept. You are able to link the app to your partner which allows you to see the combined amount out of the goal. This can be tricky to do but once it’s done it’s a game changer. The app allows for friends/family to deposit money straight into your Tembo! Reviewed on: 9th March 2026

Excellent app, very easy to use and update

5
Excellent app, very easy to use and update Reviewed on: 9th March 2026

Tembo is easy to use and they also give loads of ext...

5
Tembo is easy to use and they also give loads of extra information to help out inexperienced buyers/savers. Reviewed on: 9th March 2026

Easy to use and set up.

5
Easy to use and set up. Felt transparent and clear on what is on offer. Reviewed on: 9th March 2026

Better rates, hassle free platform

5
Offered better interest rates on lifetime ISA compared to other platforms out there. Quick and easy to transfer accounts from old platform to Tembo, customer service were supportive and kept me well informed through the entire process. Reviewed on: 9th March 2026

It’s brilliant - simple, easy to use :)

5
It’s brilliant - simple, easy to use :) Reviewed on: 9th March 2026

informative and clear

5
The Tembo group made it very easy and clear how to transfer my LISA, the benefits for me and clearly detailed the account rules and requirements that I needed to understand, giving me confidence when making the switch from another provider. The app is easy to use and provides a lot of good information, as well as the interest rates and monthly payment being a big benefit also. Reviewed on: 8th March 2026

Fantastic and prompt bank with a great app.

5
Fantastic and prompt bank with a great app. Reviewed on: 8th March 2026

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