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Tembo Money: Lifetime ISA reviews

4.78
Based on 3,163 reviews, last reviewed 20th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Perfect for First Time Buyers Got a Mortgage through Tembo as they offered free brokerage with my Lifetime ISA account. The level of care was genuinely amazing, and as first time b... Read more Reviewed on: 20th July 2026
Kola A's avatar
Kola A

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3163)

Amazing Interest Rate

5
On top of the 25% government bonus, there is a really good interest rate that allows me to build up lots more tax free savings for when I retire. Reviewed on: 10th March 2026

Really positive experience!

5
I wanted to go with Tembo as I had read really positive reviews and it had an intuitive UI that I could trust with my funds. I've been really pleased and have even opened up a CASH ISA with Tembo following on from this. Reviewed on: 10th March 2026

I appreciate how easy and smoothly it is to sign up.

5
I appreciate how easy and smoothly it is to sign up. The app is really easy to use as well. Reviewed on: 10th March 2026

Stress free process

5
Very easy to set up and you feel at ease knowing you're in good hands Reviewed on: 10th March 2026

Lots of great advice, easy to work the app.

5
Lots of great advice, easy to work the app. Great way of saving. Reviewed on: 10th March 2026

Amazing value, good, easy to use

5
Amazing value, good, easy to use Reviewed on: 10th March 2026

I have used the Lifetime ISA with tembo for the last...

5
I have used the Lifetime ISA with tembo for the last few years to build us savings for my first home, i have had no issues and they have always been helpful when i had questions. Reviewed on: 10th March 2026

Best LISA provider

5
I transferred my LISA to a Tembo account and it was such a smooth and easy process. Interest rates were so much better and I love how the app is laid out so easily with how much you may be able to borrow for a mortgage, your daily interest rate and offers of other ISAs that may benefit you. Reviewed on: 10th March 2026

Excellent app and customer service, lots of differen...

5
Excellent app and customer service, lots of different products to meet my needs, very transparent fees and interest structure. Not currently saving for a house but I like that there are goals and targets to aim towards, I'm sure this helps a lot of people Reviewed on: 10th March 2026

Not only does Tembo work as a helping hand for first...

5
Not only does Tembo work as a helping hand for first time buyers, it's accessible user-friendly interface is easy to navigate and Tembo offers some fantastic benefits for those who are new to ISA's, savings and mortgages altogether. Reviewed on: 9th March 2026

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