Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 3,139 reviews, last reviewed 31st Mar 2026
230900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Abi helped me withdraw my savings fund and she was great. Very kind and very fast with her responses. Reviewed on: 31st March 2026
Declan W's avatar
Declan W

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Lifetime ISA reviews (3139)

Great customer service and user friendly app!

4
Great customer service and user friendly app! The newsletters are a great source of trending news. Reviewed on: 9th March 2026

So easy to keep track of your savings

5
Since opening a Lifetime ISA, it’s been so easy keeping track of where me and my partner are at in our saving journey, especially because we can link our accounts and see our total. We also love the borrowing tool, and being able to set a specific budget for a house, as well as setting what kind of house we are looking for and in which area and then seeing the average house price. Would recommend to anyone! Reviewed on: 9th March 2026

Best interest rates on market for LISA

4
Best interest rates on market for LISA, very easy to setup and move money into. Just be warned that doing a one off payment can trigger communication that makes you think you've setup a direct debit when you haven't. Reviewed on: 9th March 2026

Some of the best rate without having to keep moving...

4
Some of the best rate without having to keep moving your isa Reviewed on: 9th March 2026

great, never had any issues.

5
great, never had any issues. good security when logging on after a while, gives peace of mind Reviewed on: 9th March 2026

The app is very user friendly and the double authent...

5
The app is very user friendly and the double authentication security makes it feel very safe. The interest rates are hard to beat. Reviewed on: 9th March 2026

Top Base Rate!

5
My favourite thing about Tembo is that the base rate is higher than with other providers of the LISA. Yes some of them might have higher opening interest rates but soon these drop off to low rates which Tembo beats! Reviewed on: 9th March 2026

Good money saving app

4
The app is easy to follow and a motivating concept. You are able to link the app to your partner which allows you to see the combined amount out of the goal. This can be tricky to do but once it’s done it’s a game changer. The app allows for friends/family to deposit money straight into your Tembo! Reviewed on: 9th March 2026

Excellent app, very easy to use and update

5
Excellent app, very easy to use and update Reviewed on: 9th March 2026

Tembo is easy to use and they also give loads of ext...

5
Tembo is easy to use and they also give loads of extra information to help out inexperienced buyers/savers. Reviewed on: 9th March 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products