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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3153 reviews)

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4.90

Based on 3,153 reviews, last reviewed 27th Apr 2026

4% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Best Deposit Saver

This app has helped me save so much for a house deposit would definitely recommend to others. Reviewed on: 3rd February 2026

Competitive interest rates.

Competitive interest rates. Really like the app experience. As well as the option to recommend Tembo to friends/family for a monetary amount. Reviewed on: 3rd February 2026

Saving rates on the higher side compared to other ba...

Saving rates on the higher side compared to other banks. Easy to setup lots of advice on how best to save your money Reviewed on: 3rd February 2026

Really handy app with a nice interface.

Really handy app with a nice interface. Not much experience of personal customer service but service is good so far and love how easy it is to transfer and track savings Reviewed on: 3rd February 2026

Easy to setup and easier to use.

Easy to setup and easier to use. Clear instructions and regular updates on news and national events. Reviewed on: 3rd February 2026

Great app, but still needs improvements

Great bank and always had leading rates but some of the app functionality still needs improving. I’ve flagged multiple times but it still hasn’t been fixed which is frustrating. However generally great app and would definitely recommend. Reviewed on: 3rd February 2026

Tembo has been great for me this year - very intuiti...

Tembo has been great for me this year - very intuitive and informative. Reviewed on: 3rd February 2026

Great interest rate and fantastic app

Great interest rate and fantastic app Reviewed on: 3rd February 2026

Great live chat service

Staff are always on hand in the live chat option and respond in good time to all queries. Reviewed on: 3rd February 2026

Good but always room for improvement

It would be good for users to be able to pick the day of the direct debit. That is a gap that would improve the usuage. Reviewed on: 3rd February 2026

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