Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
4% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Lifetime ISA reviews (3153)

Great, had no issues with the service or the app.

5
Great, had no issues with the service or the app. Love the saving aspect of both accounts and love the ability to join with others to save. Reviewed on: 3rd February 2026

Really easy to use, a great service and good custome...

5
Really easy to use, a great service and good customer service Reviewed on: 3rd February 2026

Great experience, simple products!

5
I started saving with Tembo as when I wanted to open a LISA they had the highest interest rate. Though they haven't maintained the highest interest rate, they are very transparent in communicating when and why rates are dropping. They also offer a variety of other services. We had a meeting with a mortgage advisor who was absolutely lovely and explained what products were available to us, and how we could increase our credit score. As young FTBers it was nice to hear from a third party that we were on the right tracks. Reviewed on: 3rd February 2026

I had great difficulty post moving my LISA account t...

5
I had great difficulty post moving my LISA account to Tembo from another provider, however the team worked on it and made sure it is fixed end to end. They kept me posted about all the next actions until it is resolved Reviewed on: 3rd February 2026

10/10!!!

5
Such friendly customer service, really really easy to understand app. Absolutely brilliant Reviewed on: 3rd February 2026

Very satisfied with my experience

5
I was very happy with Tembo as a LISA provider, for their interest rate and the couple of times I had to contact their customer service during the purchase of my first home. They were very responsive and helpful, and the process to draw down my LISA funds was straightforward and quick. I am very satisfied with my experience. Reviewed on: 3rd February 2026

Not just for new customers

5
Great interest rate that doesn't just drop after a year Reviewed on: 3rd February 2026

Really easy to use and amazing way to save.

5
Really easy to use and amazing way to save for a house or just to keep your money safe. Always kept updated on things such as if interest rates change. Also really easy to refer someone and the rewards and opportunities are really good. Reviewed on: 3rd February 2026

Tembo have been a great support

5
Tembo have been a great support in my home saving journey. From the helpful time to buy feature in app and the easy mortgage calculator Tembo makes saving and goal setting simple. Reviewed on: 3rd February 2026

Been able to put money aside without even noticing it.

5
Been able to put money aside without even making any Reviewed on: 3rd February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products