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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,982 reviews, last reviewed 17th Feb 2026
127500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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92%
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7%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Brilliant service - now bought my first property!! I’ve been saving with Tembo for around 3 years and I’ve just bought my first property. The savings app and the support that comes with it is fantastic... Read more Reviewed on: 17th February 2026
Sophie P's avatar
Sophie P

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1982)

Very good app, great for saving for your first home...

5
Very good app, great for saving for your first home and free mortgage advice is a bonus! Reviewed on: 14th January 2025

Tembo has helped me and my partner so much as first...

5
Tembo has helped me and my partner so much as first time buyers. Their lifetime isa rate is amazing and they are so helpful and informative. They turn a situation that can be quite scary into an exciting one. Reviewed on: 23rd May 2024

Great chance to increase your money and monthly draw...

5
Great chance to increase your money and monthly draws mean that you have the additional chance to increase your savings for that all important mortgage deposit! Reviewed on: 15th May 2024

Thanks a million for providing a great service.

5
I can access my account easily and I feel safe and comfortable using the app, I can easily navigate my way around the app I have a good overall experience with the Tembo app. Reviewed on: 26th March 2024

Tembo acquisition of Nude handled very well

5
Swapped my LISA in when Tembo was Nude and I had enough that my interest would cover the monthly fee. Now that Tembo has acquired Nude I’m very please that they’re respecting existing customers and giving us a discount on the service charge to keep it the same Reviewed on: 25th March 2024

The obvious option!

5
Being young & looking at saving money for my first home. Tembo has just been the obvious option. Being able to see your goals in a countdown of when I could potentially buy my first home is just encouraging & uplifting. The interest rate seems to be above average for most other accounts of this type & the app is easy to use. Couldn’t be any better or easier. Being able to link your goals with a partner is also a brilliant feature. Couldn’t be happier. Reviewed on: 21st March 2024

Very easy user experience, and attractive savings rate.

5
Very easy user experience, and attractive savings rate. Reviewed on: 21st March 2024

Easy and efficient

5
Easy to sign up and use. No problem putting money into account or setting up direct debit or even cancelling. Also, I like that it gives you an estimate on time to buy :) Reviewed on: 20th March 2024

I love this app so good and helpful to use.

5
I love this app so good and helpful to use. Love the newsletter and so helpful! Reviewed on: 19th March 2024

Amazing app with unique features

5
Amazing app experience, easy to use and navigate. It has features I have never seen in any other app before. Reviewed on: 19th March 2024

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