Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.91
Based on 1,973 reviews, last reviewed 11th Feb 2026
126600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

4

App is really good, never had any issues App is really good, never had any issues Reviewed on: 11th February 2026
Lucy 's avatar
Lucy

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Lifetime ISA reviews (1973)

I found it really hard to save before the Tembo app.

5
I found it really hard to save before the Tembo app. Being able to see the interest and gov bonus added every month is such a motivating push. All the info links are great too and really helps you make sense of things. Reviewed on: 18th March 2024

Recently opened up a LISA

5
Recently opened up a LISA, super easy to manage in the app Reviewed on: 18th March 2024

Great app, great rates

5
Great app, great rates - easy to use and helpful guides Reviewed on: 18th March 2024

MILLLLLLL

5
I’m very satisfied with Tembo as they provide the highest interest rate of any LISA provider and have fantastic insights into property buying and saving plans. Reviewed on: 18th March 2024

Such a smooth and easy move from my help to buy isa.

5
Such a smooth and easy move from my help to buy isa. Was a no brainer, good customer service and great interest rates Reviewed on: 18th March 2024

New Customer

5
Only been with Tembo around a month or 2 but seems simple to use and easy to navigate there app, no issue with transferring money and thay explain everything and how long certain transactions will take and how there processed. Reviewed on: 18th March 2024

Lots of extra details

4
It’s annoying that you have to set up a direct debit to deposit money and that you have to put in future house buying plans but I’m sure some people find it helpful. Reviewed on: 18th March 2024

Monthly instalments

4
Only one issue, the app insisting to set up a monthly payment for the LISA. It's full with 4000 but still no option to cancel, only delay. Other than that its a lovely interface and everything explained very clearly Reviewed on: 18th March 2024

Fantastic

5
Great interest rates, and I have had absolutely no issues so far Reviewed on: 18th March 2024

I have been able to save way more than I thought usi...

5
I have been able to save way more than I thought using Tembo! Reviewed on: 18th March 2024

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products