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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
23020% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Favourite bank

5
Best bank I have used,very efficient and good customer service Reviewed on: 3rd February 2026

Mixed. Getting Better Now

5
Mixed. Slow start to things but we are on the right path now and they have got the best product on the market. Excellent App design, user interface and user experience as well Reviewed on: 3rd February 2026

Really good app , finding anything you want is easy...

5
Really good app , finding anything you want is easy as well can’t complain 10/10 service Reviewed on: 3rd February 2026

Tembo have been amazing from the start.

5
Tembo have been amazing from the start. As first time buyers with no knowledge Olivia guided us through the process and kept in touch with us throughout the whole time. No question was too silly and she was always so warm and considerate on the calls! Chelsea, Amy and Rebecca all kept us up to date with the progress of our application without us even needing to chase! Overall a great experience! I would highly recommend! Reviewed on: 3rd February 2026

Good experience with tembo

4
Set up an account for a lifetime isa and tembo was simple to use and has the best rate on the market as well as a functional app with good intergration to helpneith getting a mortgage. Have used it consistently but would like the option for a stocks and share lifetime isa Reviewed on: 3rd February 2026

Very difficult to set up.

4
Very difficult to set up. Long wait for a Lisa transfer. Very good interest. Reviewed on: 3rd February 2026

Makes managing a LISA super easy.

5
Makes managing a LISA super easy Reviewed on: 3rd February 2026

Great interest rates, always support when I’ve reach...

5
Great interest rates, always support when I’ve reached out definitely greta for first time buyers Reviewed on: 3rd February 2026

Easy app, relevant info, awesome customer service

5
The Tembo app is so easy to use – getting started is effortless. I love how simple it is to check my progress, and the monthly emails letting me know when my interest has landed are a great touch. The newsletters are also really useful, keeping me updated on changes in laws around LISAs and mortgages, without all the confusing political mumbo jumbo. I’ve made use of customer care once when I had issues receiving my OTP, and that too was friendly, efficient and on-point! Reviewed on: 3rd February 2026

Simple instructions and easy to use application.

5
Simple instructions and easy to use application. Clear guidance for how to access the money and what the rates are and how they can change. Regular updates and easy to set a target and connect with a partners saving goals. Reviewed on: 3rd February 2026

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