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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.78 (3161 reviews)

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4.78

Based on 3,161 reviews, last reviewed 9th Jun 2026

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Best LISA provider Had LISA with Tembo and used their services to get mortgage via Barclays. Reviewed on: 9th June 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3161)

Best for: First-time buyers with complex situations...

Best for: First-time buyers with complex situations (low income, self-employed, or small deposits) who need "boosting" to get a mortgage. Reviewed on: 3rd February 2026

Tembo has been a game changer while I’m going throug...

Tembo has been a game changer while I’m going through the huge process of buying my first home. Whenever I feel overwhelmed by mortgage rates, down payment math, closing costs, or the endless stream of decisions, I can dump all my scattered thoughts into Tembo and it helps me organize them calmly breaking down what’s actually important, spotting trade-offs I hadn’t noticed, and reminding me of my own priorities when the market noise gets loud. It’s helped me run quick “what-if” scenarios on different loan amounts, interest rates, and monthly budgets so I feel more confident talking to lenders and my realtor instead of just nodding along. It’s also been there late at night when anxiety creeps in reminding me why I’m doing this, keeping me grounded, and stopping me from spiraling into worst-case scenarios. Reviewed on: 3rd February 2026

Great, easy to use product.

Great, easy to use product. Interface is clean and modern. Financial products have competitive interest rates. Reviewed on: 3rd February 2026

Very good communication and very fast responses.

Very good communication and very fast responses. Check in via email if needed. Goes above and beyond with offering advice Reviewed on: 3rd February 2026

Tembo is great & user friendly app!

Tembo is great & user friendly app! I’d recommend if you’re certain you’re buying under £450k Reviewed on: 3rd February 2026

Very good financial app

Very good app with intuitive pages. Helps a lot with my savings for the future house Reviewed on: 3rd February 2026

Very easy to start up and so clear and I felt really...

Very easy to start up and so clear and I felt really comfortable with the whole process they have such good information about the LISA. The app is amazing clear and easy to navigate I love that I can set a goal and it will tell me how long it takes to get there. I shave already recommended it to multiple people Reviewed on: 3rd February 2026

I’d definitely recommend Tembo!

I recently moved to Tembo from another LISA provider due to the higher interest rate Tembo offer. The transfer was quick and easy! Tembo help was on hand when I needed them and I am very happy with the service they provide! I’d definitely recommend Tembo! Reviewed on: 3rd February 2026

My first property saving

I am very happy with my choose. TEMBO has one of the best offers for saving for my first property. Also, all experience from application to using is super safe and easy. I would really recommend this BANK Reviewed on: 3rd February 2026

Great banking experience

Company seems to really motivate you to engage through incentives which feels great. Nice smooth good looking app. Clear communication. Will be getting my partner to sign up soon. As far as I can tell an ethically forward company too. Reviewed on: 3rd February 2026

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