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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,115 reviews, last reviewed 17th Mar 2026
228800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

overall happy I have never used the customer service, the app interface is good, the interest rates are good. Reviewed on: 17th March 2026
OllyG's avatar
OllyG

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3115)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

Really nifty little app.

5
Really nifty little app. Straight forward and easy to transfer and pay in, helpful online articles. Not too pushy emails. Competitive interest rates. Nice little graphs. Just a lot to like. Seem like a good gang. Reviewed on: 3rd February 2026

Thanks Tembo!

5
Tembos interest rates have stayed consistently competetive and the app makes saving simple, easy and at your fingertips. Wish i'd started saving with Tembo sooner! Reviewed on: 3rd February 2026

A Reliable and Insightful Experience with Tembo

5
My experience with Tembo has been consistently positive. From the beginning, what stood out was how intuitive and well-structured the platform service is. It’s clear that a lot of thought has gone into making the user journey smooth, whether you’re just getting started or already familiar with the system. One of the most impressive aspects of Tembo is the balance between simplicity and depth. The tools and features are easy to understand, yet powerful enough to handle more complex needs. This makes it accessible to beginners while still offering real value to more experienced users. Support and responsiveness have also been notable strengths. Whenever questions or challenges arise, the assistance is timely, professional, and genuinely helpful. That level of reliability builds trust and makes it much easier to focus on the actual work rather than troubleshooting. Overall, Tembo delivers a dependable, efficient, and user-friendly experience. It’s a solution that doesn’t just meet expectations but often exceeds them, making it something I would confidently recommend to others looking for a streamlined and effective platform Reviewed on: 3rd February 2026

Responsive friendly helpful agents

4
Responsive friendly helpful agents Reviewed on: 3rd February 2026

Not used it to its full potential at the moment but...

5
Not used it to its full potential at the moment but i love what i have used so far Reviewed on: 3rd February 2026

Great money saving tool.

5
Great money saving tool. Easy to use and I like the feature to save with somebody else for a long term goal. Reviewed on: 3rd February 2026

Great place for my LISA

5
Adding funds into my account is super easy and the interface on the app is great. The mortgage advice service is free and excellent! Reviewed on: 3rd February 2026

I'd like to win the £1000 please

5
Tembo gives excellent interest and has a very easy to use app. It is good at breaking down how much interest is accrued each month. I would recommend to a friend to use in the future. It was easy to switch to Tembo from another previous provider in a matter of a week. Reviewed on: 3rd February 2026

Excellent company, making first home saving journey...

5
Excellent company, making first home saving journey easier Reviewed on: 3rd February 2026

Great experience... I would highly recommend Tembo

5
Competitive interest rates. User friendly app. I have only recently begin to utilise the free mortgage advice service but I have found it very helpful so far. Reviewed on: 3rd February 2026

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