Smart Money People Logo
Go to business site
Share this page
Link copied

Tembo Money: Lifetime ISA reviews

View other Tembo Money products
4.91
Based on 3,017 reviews, last reviewed 7th Mar 2026
220700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Good interest rates and really helpful information! Good interest rates and really helpful information! Reviewed on: 7th March 2026
Jessica H's avatar
Jessica H

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James
Read all reviews Write a review

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Tembo Money Lifetime ISA reviews (3017)

I have going Tembo to be great, easy to use the app...

5
I have going Tembo to be great, easy to use the app to keep an eye on your savings, always in contact each time a payment has been added to the account, good interest rate too Reviewed on: 3rd February 2026
Clare S's avatar
Clare S

Great company

5
I have used Tembo and have a cash and lifetime ISAs. I was recommended by my wife and also recommended to my sister Who opened a cash ISA. Reviewed on: 3rd February 2026
CameronSS's avatar
CameronSS

Very helpful in acheivable saving

5
Very helpful in acheivable saving Reviewed on: 3rd February 2026
Joe L's avatar
Joe L

Percect Lisa

5
Perfect life time isa easy to use app, perfect customer service and one of the best interest rates out there! Reviewed on: 3rd February 2026
Ben S's avatar
Ben S

Good specialist product

5
I have found it easy to use so far. Any score less than perfect don’t reflect Tembo or their products or services. Instead they’re all reflect that I have not yet used some features. For example I haven’t really needed customer support. And I am still in savings stage so not sure how easy this is to apply to a mortgage. But given other products I believe in this one. Particularly given it appears you solely focus on investments to buy property, where others will offer other investment products. I like specialism offered here, particularly as I investment vehicles designed to help to first time home buyers can be complex and awkward. For example I have heard mortgage brokers struggle with applying the old help-to-buy ISAs. I like that the government relief element is applied early and, i believe, benefits from interest once applied, where some others require the government bonus to be there a year before applying interest. Highly rate Tembo so far. Reviewed on: 3rd February 2026
Mo T's avatar
Mo T

Their interest rates are competitive, and I am a big...

5
Their interest rates are competitive, and I am a big fan of their rate of communication and the overall user friendliness of their app. I am currently purchasing a house and the withdrawal process has been very simple so far. Reviewed on: 3rd February 2026
Sam M's avatar
Sam M

Great way of saving and keeping your money safe.

5
Great way of saving and keeping your money safe. Reviewed on: 3rd February 2026
SANDRA L's avatar
SANDRA L

Easy set up and excellent service

5
Tembo Money was easy to set up and the automated payment feature means that I just have to sit back and watch my money grow. The customer service has been really helpful and everything is transparent with all information accessible. Reviewed on: 3rd February 2026
SPW's avatar
SPW

They have been amazing

5
They have been amazing, we a lifetime isa with them and have started the process to r buying a house and they have made it so easy and been so supportive Reviewed on: 3rd February 2026
Jessica's avatar
Jessica

Simple and Easy to use.

5
Simple and Easy to use. I think the tembo app is very easy to use, and provides useful saving tips, but also advice on how to apply for mortgages etc for the future. Reviewed on: 3rd February 2026
Naomi H's avatar
Naomi H

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill