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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3153 reviews)

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4.90

Based on 3,153 reviews, last reviewed 27th Apr 2026

23020% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Very good rates, not the best app

No complaints at all about the core product. It's a highly competitive rate, and the gov bonuses etc all work as they're meant to with the LISA product. But there's no way of differentiating between saving for a first home and a pension, so all of the messaging is wrong for my situation, and you can't change it. Also minor glitches like my app constantly saying it needs an update when loading up (it's fully updated), and a message saying the transfer of my other ISA could take up to 15 days to complete, even though it was completed months ago. Reviewed on: 3rd February 2026

I didn’t know where to start, everything is set out...

I didn’t know where to start, everything is set out easy and clearly. I know exactly what is happening and where my money is. Probably the best app on my phone, Reviewed on: 3rd February 2026

The offers they have are good.

The offers they have are good. The app is clean and easy to navigate. I’ve not had any issues with this bank so far. Interest rates are competitive. Reviewed on: 3rd February 2026

great way to save

Tembo is a really good app especially do buying a house it estimates the price areas around you and sets a goal in your isa to make it more realistic Reviewed on: 3rd February 2026

My number one ISA account

Tembo has a good user interface, great perks and the most competitive interest rates. Great place for both my cash and lifetime ISA accounts. Customer support is swift and very helpful, my account feels secure. Reviewed on: 3rd February 2026

The legend Tembo

Clear and easy to use service and the customer service is brilliant and quick. The app is frequently updated which is keeping the app fresh. Reviewed on: 3rd February 2026

It’s great.

It’s great. Had no problems since I joined. Reviewed on: 3rd February 2026

Easy to use and great interest rates.

Easy to use and great interest rates. App is very handy and user friendly and you can connect it to another person to save together for mortgage with the life time isa…. Reviewed on: 3rd February 2026

Tembo the great

I have always experienced excellent customer service and support when needed, very transparent company and always for the customer. 10/10 Reviewed on: 3rd February 2026

Really nifty little app.

Really nifty little app. Straight forward and easy to transfer and pay in, helpful online articles. Not too pushy emails. Competitive interest rates. Nice little graphs. Just a lot to like. Seem like a good gang. Reviewed on: 3rd February 2026

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