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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,008 reviews, last reviewed 7th Mar 2026
219800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to deal with and fantastic rates, user fri... Very easy to deal with and fantastic rates, user friendly app Reviewed on: 7th March 2026
Tara R's avatar
Tara R

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3008)

House Saving smooth process

5
Tembo has made my saving for a house process so smooth. I has had no issues at all with my Lisa account, and I am always updated for any changes to interested rates etc. The interest and government bonus are always added in within great time, and a little notification to show this puts a smile on my face Reviewed on: 3rd February 2026

Helpful.

5
Experience has been great, very helpful and tools are the best I have used. Reviewed on: 3rd February 2026

Tembo is user-friendly and positive

5
Tembo was easy to open and use, very easy to change my address when I moved. I like the linking with a partner feature, and having a goal that I can track against. Reviewed on: 3rd February 2026

Easy experience

5
Easy experience, Tembo keep in touch via email with updates and summaries but do not bombard the customer. Offered the best interest rate for Lifetime ISA. Reviewed on: 3rd February 2026

I've really enjoyed using Tembo.

5
I've really enjoyed using Tembo. I had seen it online for looking for an ISA and loved that they offered mortgages as well with good benefits. Reviewed on: 3rd February 2026

Fantastic!

5
My partner and I have used Tembo for nearly 2 years now. We are now so much closer to our goal because of the unlimited support Tembo offers. Their mortgage advice, in-app features and customer service are all top quality. Reviewed on: 3rd February 2026

Clear, Easy and Competitive

5
My Tembo Lifetime ISA and Cash ISA were incredibly easy to set up, and the whole experience feels smooth and intuitive. The app interface is clean, everything is clearly explained, and managing my account has been effortless from day one. On top of that, the interest rates are very competitive! Reviewed on: 3rd February 2026

Excellent experience with Tembo.

5
Excellent experience with Tembo. Great interest rate Reviewed on: 3rd February 2026

Accessible service, great resources, easy to use and...

5
Accessible service, great resources, easy to use and tailor to needs Reviewed on: 3rd February 2026

Some app troubles but overall great

4
Had issues setting up the app initially but the help I got via email was good and always kind and polite. Now it’s up and running the app is smooth and easy to understand! Reviewed on: 3rd February 2026

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