Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 2,887 reviews, last reviewed 6th Mar 2026
208600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Go beyond the task When I going through a difficult time financially. They supported me very well and even reassured me that I can still keep my account and be able save... Read more Reviewed on: 6th March 2026
Tevni F's avatar
Tevni F

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Lifetime ISA reviews (2887)

Brilliant LISA

5
Set up a lifetime ISA in order to save for a deposit on a house. The App makes things so simple in terms of making payments and amending them too! Their interest rates are also the best! Reviewed on: 3rd February 2026

I receive using tips about how I can buy my first home.

5
I receive using tips about how I can buy my first home. The extra money on top of what the government gives as a bonus is impressive. Simple to use Reviewed on: 3rd February 2026

Easy to set up and manage the account, good UX, good...

5
Easy to set up and manage the account, good UX, good interest rates and quick to withdraw money when needed. The Tembo community adds a nice feeling to being a member. Reviewed on: 3rd February 2026

I started using Tembo for their Lifetime ISA as they...

5
I started using Tembo for their Lifetime ISA as they have the highest permanent interest rate and they have been a good LISA provider allowing easy transfers and view of all LISA details. Reviewed on: 3rd February 2026

App and services.

5
I've always found the app easy to use and navigate. I have been able to contact a member of the Tembo team with regards to any enquiries and they have always been helpful and prompt with their reply. The app offers useful information about interest rates and it other services it provides such as mortgages for first time buyers. Reviewed on: 3rd February 2026

Easy to use, love the app.

5
Easy to use, love the app. Easy to make deposits and gives a clear idea of timescales to buying a house. Reviewed on: 3rd February 2026

It’s been an incredible safety net!

5
I’ve used it for a few years to save money and have had a really positive experience Reviewed on: 3rd February 2026

I shout Tembo from the Roof Tops!

5
I haven't used a bank before that provides so much transparency and information at your finger tips, in an easily readable and understanding format. I absolutely love this app and bank and I'm rather addicted to it. The service they provide me goes above and beyond, it usually is that when a bank meets a customers expectations you don't really hear about it, when a bank doesn't do great, you hear about it, but this bank does amazing and I tell everyone I know about it. I very nearly missed out on the great offer of Lifetime ISA as I nearly hit 40 years old, and I'm so grateful to Martin Lewis Money Expert, who recommended this bank..Thank you all so much. Reviewed on: 3rd February 2026

Such a helpful and informative service!

5
Fantastic service, app is so informative and great at providing useful information. I haven’t had to cash out my LISA yet so i can’t comment on that process but i’m very pleased i opened an account with Tembo! Reviewed on: 3rd February 2026

Excellent user experience and offers

5
The user experience is very friendly, and it offers much higher savings interest rates compared to the providers I used previously. Everything counts! I have full faith in Tembo. Reviewed on: 3rd February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products