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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.78 (3161 reviews)

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4.78

Based on 3,161 reviews, last reviewed 9th Jun 2026

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Best LISA provider Had LISA with Tembo and used their services to get mortgage via Barclays. Reviewed on: 9th June 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3161)

Very informative

Tembo have been very informative about what is happening with my ISA and news around government plans and ways to help with my mortgage. I feel that when the time is right, I'll be able to make an informed decision when it comes to choosing the right mortgage for me. Reviewed on: 3rd February 2026

They’ve been amazing - so good!

They’ve been amazing - so good! Always really helpful. Spoke to a mortgage advisor and then we had a great experience Reviewed on: 3rd February 2026

A fantastic service to help buy my first house

I used Tembo’s LISA an Cash ISA service to help support me toward buying my first property. The service provided was brilliant! They offered clear information and great customer service to help answer any and all questions I had. This was especially apparent toward the completion of buying my first house where the customer service team answered my questions and provided useful and regular updates Reviewed on: 3rd February 2026

Long term member, happy to keep with them

So I have left a neutral feedback for customer service because I have not personally had to get in touch. But for me this all springs towards a very positive review for Tembo as there have been no issues I've experienced requiring me to get in touch. The app layout at first glance when I joined was a little complicated, it required you set a savings goal for the LISA before you could really get into the app, not something I feel should be forced on its customers, but aside from that my experience with Tembo has been great, quick to process payments or withdrawals, easy visibility of the money I have saved and there is a lot of features on offer easily navigated to if you wanted to make use of them Reviewed on: 3rd February 2026

I have going Tembo to be great, easy to use the app...

I have going Tembo to be great, easy to use the app to keep an eye on your savings, always in contact each time a payment has been added to the account, good interest rate too Reviewed on: 3rd February 2026

Great company

I have used Tembo and have a cash and lifetime ISAs. I was recommended by my wife and also recommended to my sister Who opened a cash ISA. Reviewed on: 3rd February 2026

Very helpful in acheivable saving

Very helpful in acheivable saving Reviewed on: 3rd February 2026

Percect Lisa

Perfect life time isa easy to use app, perfect customer service and one of the best interest rates out there! Reviewed on: 3rd February 2026

Good specialist product

I have found it easy to use so far. Any score less than perfect don’t reflect Tembo or their products or services. Instead they’re all reflect that I have not yet used some features. For example I haven’t really needed customer support. And I am still in savings stage so not sure how easy this is to apply to a mortgage. But given other products I believe in this one. Particularly given it appears you solely focus on investments to buy property, where others will offer other investment products. I like specialism offered here, particularly as I investment vehicles designed to help to first time home buyers can be complex and awkward. For example I have heard mortgage brokers struggle with applying the old help-to-buy ISAs. I like that the government relief element is applied early and, i believe, benefits from interest once applied, where some others require the government bonus to be there a year before applying interest. Highly rate Tembo so far. Reviewed on: 3rd February 2026

Their interest rates are competitive, and I am a big...

Their interest rates are competitive, and I am a big fan of their rate of communication and the overall user friendliness of their app. I am currently purchasing a house and the withdrawal process has been very simple so far. Reviewed on: 3rd February 2026

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