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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3153 reviews)

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4.90

Based on 3,153 reviews, last reviewed 27th Apr 2026

11410% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Good specialist product

I have found it easy to use so far. Any score less than perfect don’t reflect Tembo or their products or services. Instead they’re all reflect that I have not yet used some features. For example I haven’t really needed customer support. And I am still in savings stage so not sure how easy this is to apply to a mortgage. But given other products I believe in this one. Particularly given it appears you solely focus on investments to buy property, where others will offer other investment products. I like specialism offered here, particularly as I investment vehicles designed to help to first time home buyers can be complex and awkward. For example I have heard mortgage brokers struggle with applying the old help-to-buy ISAs. I like that the government relief element is applied early and, i believe, benefits from interest once applied, where some others require the government bonus to be there a year before applying interest. Highly rate Tembo so far. Reviewed on: 3rd February 2026

Their interest rates are competitive, and I am a big...

Their interest rates are competitive, and I am a big fan of their rate of communication and the overall user friendliness of their app. I am currently purchasing a house and the withdrawal process has been very simple so far. Reviewed on: 3rd February 2026

Great way of saving and keeping your money safe.

Great way of saving and keeping your money safe. Reviewed on: 3rd February 2026

Easy set up and excellent service

Tembo Money was easy to set up and the automated payment feature means that I just have to sit back and watch my money grow. The customer service has been really helpful and everything is transparent with all information accessible. Reviewed on: 3rd February 2026

They have been amazing

They have been amazing, we a lifetime isa with them and have started the process to r buying a house and they have made it so easy and been so supportive Reviewed on: 3rd February 2026

Simple and Easy to use.

Simple and Easy to use. I think the tembo app is very easy to use, and provides useful saving tips, but also advice on how to apply for mortgages etc for the future. Reviewed on: 3rd February 2026

Good experience no issues so far

Good experience no issues so far Reviewed on: 3rd February 2026

Been very easy to set up and use.

Been very easy to set up and use. Had very clear messages via emails when there is anything changing with my account. Would recommend to someone looking to set up or switch their life time ISA Reviewed on: 3rd February 2026

good rates and features.

I really apricate how the rates are are good without needing a first year bonuses like most competitors. I also like how the app shows how much interest you get a day as well as monthly. The bar showing how close you are to your goal is also nice to have. Reviewed on: 3rd February 2026

Amazing app!!

Amazing app, really easy to keep track of how much I've saved & love the fact you can team up with your partner too! ME and my partner joined this saving challenge together and can see how much we've saved combined as well as how much each other has contributed! Reviewed on: 3rd February 2026

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