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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1987 reviews)

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4.91

Based on 1,987 reviews, last reviewed 21st Feb 2026

128000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Easy to open and use the LISA. Easy to open and use the LISA. Good interest rate. The app is also easy to use and understand! Reviewed on: 21st February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1987)

Great rates, great app, good customer service

Great rates, great app, good customer service Reviewed on: 4th February 2026

Confidence

I’ve found Tembo in general really easy to use, The app is well laid out and easy to navigate, and it’s given me the confidence to save for my future. Reviewed on: 4th February 2026

Simple set up and good interest.

Easy to set up, easy to understand app and great interest rate compared to the others. Reviewed on: 4th February 2026

So far it has been great.

So far it has been great. And they provide a lot of tools in their app to help answer questions about buying your first home. The only negative is that during busy times (I.e end of tax year) the app becomes slow and sometimes numbers show up incorrectly. It always corrects itself but a modern app should be truly scalable. Reviewed on: 4th February 2026

Easy to use & great savings interest!

Really easy to use & great savings interest with bonuses too! Perfect for saving & my pension Reviewed on: 4th February 2026

Seamless transactions and easy user interface

Seamless transactions and easy user interface Reviewed on: 4th February 2026

Very smooth app which lets you easily save

Very smooth app which lets you easily save and create a roadmap of saving goals. The mortgage builder feature on the app is also very useful to give you a great insight into future house purchases. Reviewed on: 4th February 2026

Lives up to the promise

Simple experience on the app to deal with switching, updates and comms. Does what it says on the tin. No unhappy surprises. Reviewed on: 4th February 2026

I love it! So informative!

The app is extremely easy to use, and is very informative on what my money could mean for my future, eg: the price of a house I could afford with how much is in my Lifetime ISA. They have really good rates as well, and send me notifications with how much money I earn a day ! Reviewed on: 4th February 2026

Amazing and motivating.

Tembo was recommended to me by my Aunt. Very easy to access and makes setting a goal for a mortgage doable. At some point I’ve had some issues with being consistent with saving up cause of life issues but I still get interest which is motivating cause it makes me feel like at the end of the day I’ve started something and when I’m back on my feet, I’m not going back to square one. Reviewed on: 4th February 2026

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