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Tembo Money: Lifetime ISA reviews

4.91
Based on 2,808 reviews, last reviewed 5th Mar 2026
201800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Great way to save money, 25% is suc good help Great way to save money, 25% is suc good help Reviewed on: 5th March 2026
Aj's avatar
Aj

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (2808)

User friendly, best interest rate - just superb

5
They have such a good, user friendly app where I can track what I've saved and what the government have added in. They offer a free mortgage advice call, which I'll use when I've saved some more money in there. I've moved my LISA from another provider to them because they really looked like the best and since using them they definitely are! They've also increased their interest rate when every other bank I have (natwest, chase, Santander, trading 212 etc etc.) has reduced theirs! Reviewed on: 20th January 2025

From using Tembo I’m able to save more money than I...

5
From using Tembo I’m able to save more money than I would be able to anywhere else. They also do a lot of giveaways and opportunities to get involved in the community which is great. They offer a lot of advice to help with any questions you might have. Reviewed on: 20th January 2025

CS savings team are amazing

5
Any query I have had was answered quickly Reviewed on: 20th January 2025

Attentive Staff

5
Very easy to deal with. Incredibly nice, attentive staff who are knowledgeable in their field. Reviewed on: 16th January 2025

Brilliant.

5
Brilliant. Really great service and great help when needed. Reviewed on: 16th January 2025

Fast, top rate consistently held.

5
Fast, top rate consistently held. Reviewed on: 15th January 2025

Very good app, great for saving for your first home...

5
Very good app, great for saving for your first home and free mortgage advice is a bonus! Reviewed on: 14th January 2025

Tembo has helped me and my partner so much as first...

5
Tembo has helped me and my partner so much as first time buyers. Their lifetime isa rate is amazing and they are so helpful and informative. They turn a situation that can be quite scary into an exciting one. Reviewed on: 23rd May 2024

Great chance to increase your money and monthly draw...

5
Great chance to increase your money and monthly draws mean that you have the additional chance to increase your savings for that all important mortgage deposit! Reviewed on: 15th May 2024

Thanks a million for providing a great service.

5
I can access my account easily and I feel safe and comfortable using the app, I can easily navigate my way around the app I have a good overall experience with the Tembo app. Reviewed on: 26th March 2024

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