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Tembo Money: Lifetime ISA reviews

4.91
Based on 2,749 reviews, last reviewed 5th Mar 2026
196600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Best rate on the market! Best rate on the market! No problems so far and been with them a couple of years. Reviewed on: 5th March 2026
Liz 's avatar
Liz

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (2749)

Market leading rates, great app and community hub wi...

5
Market leading rates, great app and community hub with loads of info. I like the option to add your buying goal and estimated monthly savings to give you a realistic timescale, it’s really helped me plan Reviewed on: 18th March 2024

Great app

5
Clear and easy to use app. Excellent and competitive interest rate on LISA. Reviewed on: 18th March 2024

Really good app, 10/10

5
On the occasions ive spoken to customer services theyve been really friendly and approachable, helpful and knowledgable. the app is well designed and easy to use, and very happy with the rates :) I like the little features that help you budget better and its always fun to check in on there and see how I'm doing. I recommend it to everyone. Reviewed on: 18th March 2024

Good service, they could be better at passing on int...

4
Good service, they could be better at passing on interest rate rises Reviewed on: 18th March 2024

Good for Some, Below Avg For Others

4
If you open an account with a good deposit straight away the rates compensate for the fees, however if you do smaller deposits since the beginning, Tembo might not be the best option. Reviewed on: 18th March 2024

Tembo for life

5
I’m about to start saving with Tembo for the 3rd financial year and I’ve been completely satisfied so far, even recommended it to friends & family. The app is easy to navigate, interest on savings is comparatively high and constantly increased and there are always some competitions to win extra towards your savings. Reviewed on: 18th March 2024

Been thorough throughout the process!

5
Been thorough throughout the process! 10/10 would recommend! Reviewed on: 18th March 2024

Smooth transfer of LISA

5
Smooth transfer of LISA which has the best interest rates Reviewed on: 18th March 2024

The 25% bonus is good, the app is user friendly

4
The 25% bonus is good, the app is user friendly Reviewed on: 18th March 2024

Easy to use app & brilliant way to save for...

5
Easy to use app & brilliant way to save for a house Reviewed on: 18th March 2024

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