Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 3,124 reviews, last reviewed 22nd Mar 2026
229600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Good service, easy to use app and excellent response... Good service, easy to use app and excellent response time Reviewed on: 22nd March 2026
Nimi's avatar
Nimi

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3124)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

No hassle transfer from my previous LISA.

5
No hassle transfer from my previous LISA. User-friendly app. Prompt response from customer service when I reached out to them. Markey-leading interest rate. Reviewed on: 23rd January 2025

The interest rate is excellent compared to the other...

5
The interest rate is excellent compared to the others available. Reviewed on: 23rd January 2025

Great interest rates

5
They have an amazing interest rate for the LISA. I was pleasantly surprised when they decided to raise the rate earlier this year Reviewed on: 23rd January 2025

Flawless so far

4
Flawless so far, though transfering ISAs is a little slow I don't believe this is the fault of Tembo Reviewed on: 23rd January 2025

competitive interest saving rate

4
competitive interest saving rate Reviewed on: 23rd January 2025

100% Recommend

5
Recommend to all our friends and family, we’ve had an amazing experience with Tembo - from ease to set up and use and the amazing interest it’s couldn’t never better! Reviewed on: 23rd January 2025

Efficient and prompt guidance and easy to use website.

5
Efficient and prompt guidance and easy to use website. Reviewed on: 23rd January 2025

Amazing service, so friendly and helpful.

5
Amazing service, so friendly and helpful. Just doesnt feel like the other banks. Reviewed on: 23rd January 2025

Banking with Tembo

5
The Tembo Lifetime ISA has been great, it’s interest rate has always surprised me in a good way, whilst other banks have been dropping their interest rates, Tembo hasn’t and currently is offering a rate above the base rate. Works great for me, soon I shall be transferring my CASH ISA to Tembo too. Very Happy with Tembo. Reviewed on: 23rd January 2025

Effortless Transfer Amazing Interest Rates!

5
Last year, I decided to transfer my Cash LISA to Tembo. The whole process was so hands off that I was really impressed. I was attracted by the impressive interest rate and also by they cashback offer at the time. Five months later, I received the promised cashback but on top of that the good news of an interest rate increase. So now I'm earning an astonishing 4.8% TAX FREE! Love it! Reviewed on: 23rd January 2025

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products