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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3139 reviews)

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4.90

Based on 3,139 reviews, last reviewed 31st Mar 2026

230900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Excellent service Abi helped me withdraw my savings fund and she was great. Very kind and very fast with her responses. Reviewed on: 31st March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3139)

Best consistent rates, decently responsive customer...

Best consistent rates, decently responsive customer service Reviewed on: 5th March 2026

Good experience, competitive rates

Good experience, competitive rates Reviewed on: 5th March 2026

Easy to use, reasonable rates, good customer service

Easy to use, reasonable rates, good customer service Reviewed on: 5th March 2026

Changed the saving game

Has been a brilliant way of saving for my deposit. Have had it for approximately 3 years now and has truly changed the saving game Reviewed on: 5th March 2026

My honest review

I’ve been using Tembo for my Lifetime ISA and overall I’ve had a really positive experience so far. One of the main reasons I chose Tembo was because they seem genuinely focused on helping first-time buyers rather than just offering a standard savings account. The Lifetime ISA itself is simple to manage and the app makes it easy to see how much you’ve saved and when the government bonus is added. Seeing that 25% bonus appear on contributions is really motivating and makes saving feel worthwhile. The platform is also very easy to use. Setting up the account was quick and everything is managed through the app, which feels modern and straightforward. I can deposit money, track my progress and check my balance without any complications. The interface is clear and I’ve found it very beginner-friendly, which is helpful if you’re new to Lifetime ISAs. Another thing I appreciate is that Tembo doesn’t charge a monthly fee for the Cash Lifetime ISA, which means more of my money stays in the account. The interest rate has also been competitive compared to some other LISA providers I looked at when deciding where to open my account. What also stands out about Tembo is the extra support they offer for first-time buyers. They provide mortgage advice and guidance about buying a home, which makes the service feel more complete than just a savings account. Knowing there’s help available when it comes time to actually buy a property is reassuring. That said, because Tembo is a digital-first service, most support is handled online or through the app. Personally this hasn’t been a problem for me, but people who prefer traditional banking with branches or phone-based support might find it a bit different. Overall, I’ve found Tembo to be a reliable and easy-to-use provider for a Lifetime ISA. The app works well, the savings process is simple, and the government bonus makes a big difference when saving for a first home. I’d definitely recommend it to other first-time buyers who want a straightforward way to save for a deposit. Reviewed on: 5th March 2026

Title with a review

Opened a account and I put money in Reviewed on: 5th March 2026

fantastic service and follow up thru the entire proc...

fantastic service and follow up thru the entire process, I highly recommend. Reviewed on: 5th March 2026

Just opened a LISA.

Just opened a LISA. Nice features on house mortgages so far Reviewed on: 5th March 2026

Highly Recommend

I had a Lifetime ISA with Tembo, and when the time came to release my funds, they were extremely helpful throughout the process. Their communication was excellent, and they were very efficient in releasing the funds. The whole experience was smooth and stress-free. I’d highly recommend them. Reviewed on: 5th March 2026

I have recommended Tembo to all my family!

I have recommended Tembo to all my family, we managed to make use of a great referral scheme! But really it's because Tembo are great all rounders, can't recommend them enough. Reviewed on: 5th March 2026

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