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Tembo Money: Lifetime ISA reviews

4.78
Based on 3,159 reviews, last reviewed 28th May 2026
19% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Thanks to Luke, Abi & Lorraine from a First Time Buyer Honestly, this process has been so smooth start to finish. At first, after trying to unsuccessfully buy a property above a commercial premises, I thou... Read more Reviewed on: 28th May 2026
Charlotte H's avatar
Charlotte H

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3159)

Great app, quick and easy to use, great communication

5
Great app, quick and easy to use, great communication Reviewed on: 5th March 2026

Article information

4
I love the emails linking articles when the government has made a change in interest or is talking about ISA changes, shows the people you’re trusting with your money are up to date and helping simplify it. Reviewed on: 5th March 2026

Best long term interest rate for a LISA.

5
Best long term interest rate for a LISA. Easy to transfer into. Haven't tried withdrawing yet due to the nature of the account. Reviewed on: 5th March 2026

Excellent competitive LISA interest rate!

5
Excellent competitive LISA interest rate! One of the things I like most is getting interest paid monthly so you can see your money grow on a regular basis. Reviewed on: 5th March 2026

Excellent Bank Service

5
Excellent customer service and keeping competitive with other household name banks Reviewed on: 5th March 2026

I wouldn’t chose anywhere else!

5
When researching what companies to use to start saving for my lifetime ISA ready to buy a house. I feel like I was constantly told to use different companies from different people. I decided to go from my own research and use Tembo. And I can happily say that I’m more than thrilled with the decision I made. My experience with Tembo has been nothing short of amazing. 5 stars across the board. Setting up my details and filling in my information was quick, easy and simple right from the beginning. When using Tembo I have used/ contacted their customer service to ask questions a few times and again, they were nothing short of amazing. They were quick to respond, patient, explained and/or answered all my questions perfectly and were friendly and polite throughout the entire process. because of the amazing experience I have received through Tembo, I did recommend them to both family members and friends, one of which has just purchased their first home. They reassured me that the process was amazing, that everything went smoothly and this made me feel happy with my choice and more excited when I reach my goal and purchase my first home knowing their purchase experience with Tembo had went to well. Over all 10/10 experience not only from me but those I have recommended Tembo to. If your questioning who to start your savings with; Tembo is definitely the best choice. Reviewed on: 5th March 2026

Really easy app to use and super useful, insightful...

5
Really easy app to use and super useful, insightful information provided Reviewed on: 5th March 2026

Customer support

5
When I got locked out and emails weren’t sending codes to me customer support were really helpful at resolving it. Stayed in contact with me and kept me updated throughout the process Reviewed on: 5th March 2026

Customer Rating Per Excellence

5
Experience with Tembo is seamless, stress-free and easy. The provisions and presentations of different products is professional and highly effective. navigation across the website/app is smooth. Reviewed on: 5th March 2026

Been fantastic they have really helped in getting mo...

5
Been fantastic they have really helped in getting money saved and helping get a mortgage and made it’s so easy! Would really reccomend to a friend and have done to my own family! Reviewed on: 5th March 2026

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