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Tembo Money: Lifetime ISA reviews

4.91
Based on 2,661 reviews, last reviewed 5th Mar 2026
188800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
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8%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Flexibility and good interest rate Heard about Tembo from online and it really impressed me. The rate offered is great and when I struggled with my finance, I could choose to freeze my ... Read more Reviewed on: 5th March 2026
Irene W's avatar
Irene W

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (2661)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

5
I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

Could not have dine it without them!

5
We were super nervous but they took us step by step and we could not have done it without them! Reviewed on: 5th March 2026

Great support and interest rates

5
Great support and interest rates Reviewed on: 5th March 2026

My experience so far with Tembo has been great!

5
My experience so far with Tembo has been great! Although I only have £25 saved towards my first home, the process has been smooth and so easy. Recently, I had questions regarding changing the monthly deposit amounts and the AI bot gave me the answers I needed instantly. I would absolutely recommend this to friends and family (and have done already). Reviewed on: 5th March 2026

Review of tembo

5
No complaints about tembo, very quick replies and great customer service Reviewed on: 5th March 2026

I have saved more money than ever using tembo and it...

5
I have saved more money than ever using tembo and it has been easy with no problems along the way Reviewed on: 5th March 2026

The app is easy to navigate and the information is c...

5
The app is easy to navigate and the information is clear and concise. Any issues that have arisen are handled competently by customer service. Reviewed on: 5th March 2026

Never had an issue.

5
Never had an issue. Tembo constantly keep there customers up to date with what is happening in the financial world and how this could affect the money you have in your LISA. I feel confident that my money is safe and in good hands which makes me feel truly pleased. Reviewed on: 5th March 2026

Great ISA, and fantastic services along side!

5
Opened a LISA, good interest rate. Responsive customer service, very easy to navigate the app and understand things. Built in mortgage advice service which is very useful to understand the home buying and mortgage process, free of charge with your LISA (which saves a lot of money!). Also offer solicitor and conveyancing services so can be super easy to have it all in the once place. Also offering a 1% bonus on the LISA value, which could be an extra few hundred pounds! Would definitely recommend. Reviewed on: 5th March 2026

Easy, stress free saving

5
I’ve found Tembo to be very user friendly and the have great rates! Their mortgage team have been an excellent help. Reviewed on: 5th March 2026

Quality service and value for money.

5
Quality service and value for money. Reviewed on: 5th March 2026