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Tembo Money: Lifetime ISA reviews

4.90
Based on 2,828 reviews, last reviewed 5th Mar 2026
203500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Tembo i think is a fantastic app that gives decent i... Tembo i think is a fantastic app that gives decent interest on savings aswell Reviewed on: 5th March 2026
Marc m's avatar
Marc m

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (2828)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

5
I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

We love having a Lifetime ISA with Tembo!

5
Free advice is great and the mortgage advisors are lovely and super responsive when buying a home, the neighbourhood support and competitions are great, and the site is easy to use. All features are user friendly. We love having our lifetime ISA with Tembo :) Reviewed on: 5th March 2026

Everyone has been great deal with.

5
Everyone has been great deal with. App is easy to use. Reviewed on: 5th March 2026

5 Star review

5
Good app, good rates and easy to use Reviewed on: 5th March 2026

Customer service is very slow and needs improvement.

5
Customer service is very slow and needs improvement. Safety to log in the app is also very poor especially compared to other banks and it's easily accessed so money does not feel as safe as other banks Reviewed on: 5th March 2026

Just such an easy app to use.

5
Just such an easy app to use. The team are so eager in helping make peoples dreams come true and that should truly be recognised. Such an easy formatted app that lets you easy navigate to questions/statements and FAQs Reviewed on: 5th March 2026

Competitive rates and when I’ve had to speak to cust...

5
Competitive rates and when I’ve had to speak to customer service it was quick and they resolved the situation. Reviewed on: 5th March 2026

The app is so easy to use. Feels secure too.

5
The app is so easy to use, I’ve saved 15k in the first two years just because I don’t have to think about it. Mortgage service looks good too although I’ve only used the estimates so far. Reviewed on: 5th March 2026

Tembo experience!

5
I joined Tembo last year and it is the safest place with the best interest that I have found to store my money! Reviewed on: 5th March 2026

Great interest rates and easy to use app

5
Great interest rates and easy to use app Reviewed on: 5th March 2026

App user-interface & mortgage advice service

5
The user interface of the app is super user-friendly and is self-intuitive. I have also used the mortgage advice service which I have found super helpful. Throughout both calls, the agent has been very knowledgeable and they have been able to answer all our questions. The after call service has also been great, with regular follow ups to support our house buying journey. Reviewed on: 5th March 2026