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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (2809 reviews)

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4.91

Based on 2,809 reviews, last reviewed 5th Mar 2026

201800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

4

Good provider. Good provider. Just a bit slow with processing deposits and withdrawals Reviewed on: 5th March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (2809)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

Great way to say for your future!

Really please with the app and ability to pause payments and plan financially. Reviewed on: 5th March 2026

Great app!

I love Tembo because it’s a great tool to help me save whilst using an easy app to navigate. I can see all my savings clearly and I have had no issues since opening my account. Reviewed on: 5th March 2026

Great for first time buyers

Award-winning customer support Great in-app experience Community of first-time buyers Fee-free mortgage service Reviewed on: 5th March 2026

Fantastic experience

I have managed to easily save a lot of money with Tembo this year. It’s so easy to set up a direct debit, add a one off contribution, and it’s easy to cancel too Reviewed on: 5th March 2026

Easy and effective

Easy to work with, great customer service and helpful impartial advice for a couple of first time buyers. Coupled with the great interest rates and a straightforward to use app that includes useful tools to keep track of the house purchasing process, would highly recommend Tembo. Reviewed on: 5th March 2026

User-friendly interface.

User-friendly interface. Simple and clear step-by-step guide on how to save money for mortgage purposes. I found the whole process very straightforward from start to finish. Setting up my Lifetime ISA was quick, and the app clearly explained how the government bonus works, which gave me more confidence in what I was signing up for. I also appreciate how easy it is to track my savings progress — it keeps me motivated seeing everything laid out clearly. The updates and notifications are helpful without being overwhelming, and I like that I can manage everything in one place without needing to call or chase anyone. Overall, my experience has been smooth, transparent and reassuring, especially as someone saving towards buying my first home. Reviewed on: 5th March 2026

Very good.

Very good. Customer service is quick and efficient also. Rates are awesome Reviewed on: 5th March 2026

Very competitive and superb customer service

Tembo has a very competitive rate that doesn’t change after a year. Plus their customer service is brilliant and they’re quick to get back to you. Reviewed on: 5th March 2026

Good interest and easy use of app

Good interest and easy use of app Reviewed on: 5th March 2026

Tembo is a great provider

Tembo is a great provider, easy to use and navigate and has all the essentials in one place. Reviewed on: 5th March 2026

Alternative products

Junior ISA
from Nationwide 4.13 from 10 reviews
Lifetime ISA
from Unity Mutual 0.00 from 0 reviews
Junior ISA
from Beanstalk 4.88 from 214 reviews

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