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Tembo Money: Lifetime ISA reviews

4.90
Based on 2,865 reviews, last reviewed 5th Mar 2026
206800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app with lots of info Good app, easy to use. Helpful being able to partner up with someone and save together. Reviewed on: 5th March 2026
EA's avatar
EA

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (2865)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

5
Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

Customer service is very slow and needs improvement.

5
Customer service is very slow and needs improvement. Safety to log in the app is also very poor especially compared to other banks and it's easily accessed so money does not feel as safe as other banks Reviewed on: 5th March 2026

Just such an easy app to use.

5
Just such an easy app to use. The team are so eager in helping make peoples dreams come true and that should truly be recognised. Such an easy formatted app that lets you easy navigate to questions/statements and FAQs Reviewed on: 5th March 2026

Competitive rates and when I’ve had to speak to cust...

5
Competitive rates and when I’ve had to speak to customer service it was quick and they resolved the situation. Reviewed on: 5th March 2026

The app is so easy to use. Feels secure too.

5
The app is so easy to use, I’ve saved 15k in the first two years just because I don’t have to think about it. Mortgage service looks good too although I’ve only used the estimates so far. Reviewed on: 5th March 2026

Tembo experience!

5
I joined Tembo last year and it is the safest place with the best interest that I have found to store my money! Reviewed on: 5th March 2026

Great interest rates and easy to use app

5
Great interest rates and easy to use app Reviewed on: 5th March 2026

App user-interface & mortgage advice service

5
The user interface of the app is super user-friendly and is self-intuitive. I have also used the mortgage advice service which I have found super helpful. Throughout both calls, the agent has been very knowledgeable and they have been able to answer all our questions. The after call service has also been great, with regular follow ups to support our house buying journey. Reviewed on: 5th March 2026

Tembo is great!

5
Tembo was amazing when I was saving money to buy a house, it really helped me keep on track of saving and the team were super helpful and quick to action when I needed to take the money out to complete the house transaction. Reviewed on: 5th March 2026

Always informative.

5
Always supportive. Loads of financial advice & mortgage broker service is excellent - follow up and get you the best deal! Exposed me to other services I didn’t realise I needed! Reviewed on: 5th March 2026

No problems, good interest rate, easy to use app.

5
No problems, good interest rate, easy to use app. Reviewed on: 5th March 2026