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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,981 reviews, last reviewed 16th Feb 2026
127400% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Tembo provides an excellent free mortgage advisor se... Tembo provides an excellent free mortgage advisor service if you have a lifetime isa with them Reviewed on: 16th February 2026
Yingjie Z's avatar
Yingjie Z

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1981)

They are very easy, interactive and hands on company

5
They are very easy, interactive and hands on company Reviewed on: 3rd February 2026

The best interest rates, friendly customer service

5
I briefly inquired about a mortgage, and got a prompt but helpful email and call from a friendly guy explaining mortgages. Ended up not working out but was still a good experience. The LISA savings account provides the best (or at least tied) savings rates so that's good, too. And the app is well designed and intuitive. Reviewed on: 3rd February 2026

Easy and straight forward.

5
Easy and straight forward. Lovely app as well. Reviewed on: 3rd February 2026

Would seriously recommend

5
The app is really good and easy to navigate. They are specifically great for first time buyers. Interest rates are competitive and they are always on hand to help. Reviewed on: 3rd February 2026

I opened a Lifetime ISA with Tembo, having not knowi...

5
I opened a Lifetime ISA with Tembo, having not knowing that it would be so beneficial as a young person, and they have been great, the communication, the interest rate and the constant email check in’s have been wonderful, have passed details to friends in a similar situations for LISA’s and ISA’s. Reviewed on: 3rd February 2026

Very easy and helpful

5
Very easy to use app, and helpful ways to save more money with lifetime and cash ISA. Reviewed on: 3rd February 2026

I personally have found it very easy to use the app,...

5
I personally have found it very easy to use the app, and I appreciate the integration with the mortgage calculator Reviewed on: 3rd February 2026

Recommended to all my friends

4
I think the app is great its easy to use , very beneficial, would recommend for sure Reviewed on: 3rd February 2026

straightforward and simple

5
Very easy to use app, integrates seamlessly with my bank. Very clear and upfront on interest rates. Plenty of options to consolidate savings with one provider. Reviewed on: 3rd February 2026

Great service, the app is really easy to use and gre...

5
Great service, the app is really easy to use and great for saving. I've not had any issues at all while saving with Tembo. Reviewed on: 3rd February 2026

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