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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3153 reviews)

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4.90

Based on 3,153 reviews, last reviewed 27th Apr 2026

23020% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Easy to set up and use.

Easy to set up and use. All managed within the app. Reviewed on: 5th March 2026

Quite easy to use

I had good Experience using the tembo Reviewed on: 5th March 2026

Pretty good.

Pretty good. No complaints. Easy interface. Reviewed on: 5th March 2026

Easy app and friendly staff

Easy to use app and staff are friendly and helpfull Reviewed on: 5th March 2026

All good :)

No problems thus far. All good and good interest rates. Reviewed on: 5th March 2026

Easy to use, easy to understand.

Easy to use, easy to understand. App has lots of information to help with saving and mortgage advice, very happy i found out about tembo Reviewed on: 5th March 2026

Joining Tembo

When I wanted to change my ISA, I came across Tembo. After speaking with one of the agents over the phone, I felt immediately at ease. They were able to answer all the questions that I had. From that moment I was convinced that I was investing into a reputable company with the best interest rates. Since becoming a member of Tembo, they have fulfilled their expectation and continues to keep me updated on relevant news on the financial rates. To conclude, I have no regrets and will highly recommend Reviewed on: 5th March 2026

Tembo offers the best savings rate and a great app!

Tembo offer the best savings rate and their app is very intuitive. Their emails are also really helpful for giving advice on how you should save money and what other people’s experience is, especially with home buying. The emails about how the UK economy will affect you help you make informed decisions Reviewed on: 5th March 2026

My tembo experience

My experience with Tembo has been quite positive overall. However, I wish the withdrawal process from the cash ISA was quicker—currently, it takes longer than I expected. Reviewed on: 5th March 2026

It’s in your interest to find my interest!

Initially, I moved my LISA from another provider for the competitive interest rates. The transfer went smoothly until I found that an outstanding bonus hadn’t been collected. This had a knock on effect to the monthly interest figures I should have been receiving on the account sum, for at least four months. After many emails back and forth, Tembo found the issue and apologised. They also worked out the interest I was deficient because of the bonus not being collected and added that to my LISA balance in order to bring my account back up to date. Initially I was really annoyed the bonus had been ‘left behind’ but was really impressed and reassured when everything was brought back in line. Reviewed on: 5th March 2026

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