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Tembo Money: Lifetime ISA reviews

View other Tembo Money products
4.91
Based on 1,925 reviews, last reviewed 6th Feb 2026
122300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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7%
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1 star
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Latest highest rating:

5

The Best for Lifetime ISAs Very easy to use and accessible accounts with competitive interest rates. The lifetime ISA Tembo provides was the primary reason I'd made an account, ... Read more Reviewed on: 6th February 2026
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squirrel

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
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James
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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1925)

It is easy to use for setting up an automatic paymen...

5
It is easy to use for setting up an automatic payments, or adding top-up payments. They give good visual breakdowns of what is in your account. it is clear to see the interest. They keep you informed as to when your bonus is coming in. Reviewed on: 3rd February 2026
Annabel D's avatar
Annabel D

Finances with ease and support

5
Easy to use, makes finances less scary, feel supported, great rates Reviewed on: 3rd February 2026
Danielle R's avatar
Danielle R

Really easy to use and great way of explaining things

5
Really easy to use and great way of explaining things Reviewed on: 3rd February 2026
Alexander C's avatar
Alexander C

Helpful App

5
Wish I had used Tembo sooner. App is straightforward to use. Plain and simple to understand. It helps motivate me to save and makes my goals feel achievable. Reviewed on: 3rd February 2026
Erin's avatar
Erin

Easy to use app with good benefits.

5
Easy to use app with good benefits. Reviewed on: 3rd February 2026
Matty Slater's avatar
Matty Slater

Very easy to set up and manage.

5
Very easy to set up and manage. Would recommend. Reviewed on: 3rd February 2026
Laura's avatar
Laura

Competitive rates and a variety of valuable support

5
Not only does Tembo provide incredibly competitive interest rates on savings in addition to the 25% government bonus, but it also has a variety of support for its Lifetime ISA customers. It helps account holders to set a goal for their savings by allowing them to research within the service itself the average house prices in a given area as well as select their desired number of bedrooms and the type of property they are interested in (detached, semi-detached, terraced, etc) to further narrow down an even more precise goal to aim for with their savings. Additionally, it also has a blog which includes financial advice, and there is a tool within the app which allows the user to research mortgage properties and speak directly with mortgage advisors. Overall, Tembo's Lifetime ISA is an incredibly high quality service which is definitely a good choice for anyone looking to save for a mortgage on their first property. Reviewed on: 3rd February 2026
R OConnor's avatar
R OConnor

Lifetime isa

5
The life time isa a life saver. Especially when I am trying to save fore house shield being young Reviewed on: 3rd February 2026
CK's avatar
CK

Brilliant!

5
Brilliant!! Top service, cannot recommend enough ! Reviewed on: 3rd February 2026
Rebecca J's avatar
Rebecca J

Can’t fault it.

5
Can’t fault it. The app is very self explanatory and easy to navigate, customer service is great and the perks you get are a no brainer really. Highly recommend Tembo. Reviewed on: 3rd February 2026
Milly's avatar
Milly

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