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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
23020% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Wow wow wow

5
When setting up my Lifetime ISA I became confused as it is my first time doing something like this. I contacted customer support and they we very clear and explained everything clearly and simplified it to make it more understandable. The app is fantastic, not overloading me with different icons or offers like other providers. I appreciate aswell the emails I receive that simplify any changes on the app or legislation changes and provide advice on what to do next. The interest rate is fantastic and I have nothing but praise for everything that is offered. My friends and family have all set up an account and keep saying how amazing it is. Reviewed on: 5th March 2026

Very happy with the service and products

5
Great service and product from Tembo, very satisfied Reviewed on: 5th March 2026

Easy, supported, friendly - the best 5* service from...

5
Easy, supported, friendly - the best 5* service from Tembo with our Mortgage process! Reviewed on: 5th March 2026

Trustworthy Companu and Easy to Use App

5
We changed for high interest rates and were sceptical at first due to being with a more known provider in HL. However Tembo have been super easy to use, we love the combining LISA option to track our progress together. And whenever we need a statement or have a login fault it is super easy to sort via their app. Reviewed on: 5th March 2026

Seamless account to open

5
Very seamless to open the account and money deposited very quicky, experienced no issues as of yet and is very easy to view and make changes if needed. Reviewed on: 5th March 2026

Tembo is easy and secure.

5
Tembo has been very easy to use & I am getting exactly what I want out of it. The app is clearly laid out & I feel secure with Tembo Reviewed on: 5th March 2026

Verry good app

5
I like the app for saving manny with this app Reviewed on: 5th March 2026

Helps me save, good statistics on my money

5
Helps me save, good statistics on my money Reviewed on: 5th March 2026

Using as a pension pot top up

5
I had already purchased my first home when I opened my Tembo account as I had outstanding government paid in after my exchange date. I did not wish to lose 25% of my remaining balance if i withdrew. I really love the pause feature; this wasn't available with my previous account provider. My only negative is when opening the account, there is no option to choose if you're not buying your first home and you are using as an additional saving account and there is no where to update this even if your circumstances change during the course of having the account. I have recommended Tembo to my younger friends and family members who are eligible to open a Lifetime ISA. Reviewed on: 5th March 2026

I've had a good experience using Tembo for my Lifeti...

5
I've had a good experience using Tembo for my Lifetime ISA. The app is easy to use, I can see my interest clearly, and withdrawals/deposits have worked when expected. The app has never crashed for me and overall the experience has been very seamless. So far, I'm really happy with it. Reviewed on: 5th March 2026

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