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Tembo Money: Lifetime ISA reviews

View other Tembo Money products
4.91
Based on 1,731 reviews, last reviewed 4th Feb 2026
105100% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Very easy to use the app, so many bonus tips... Very easy to use the app, so many bonus tips and guides Reviewed on: 4th February 2026
Fatema K's avatar
Fatema K

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
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James
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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1731)

The customer service has been great, and I find a lo...

5
The customer service has been great, and I find a lot of value in the excellent interest rate. I also find the app very informative and educational about what to do next when it comes buying my first home. Reviewed on: 3rd February 2026
Alex C's avatar
Alex C

Solid App Foundation

5
Solid app very clear foundation and easy to track progress. Reviewed on: 3rd February 2026
Tom's avatar
Tom

It’s worked really well for me, easy to use, quick a...

5
It’s worked really well for me, easy to use, quick access to statements and help available all the time to support, couldn’t ask for much more as a first time buyer they’ve made my experience so easy and stress free Reviewed on: 3rd February 2026
Mia's avatar
Mia

We’ve had our Lifetime ISA with Tembo for a while an...

5
We’ve had our Lifetime ISA with Tembo for a while and recently also used them as our mortgage broker and the whole experience has been brilliant from start to finish. Opening and managing our Lifetime ISA was really straightforward. Everything felt clear, easy to understand and well organised. It gave us confidence that we were building towards our first home in the right way, especially knowing the government bonus was being handled properly and transparently. When it came time to apply for our mortgage, choosing Tembo as our broker felt like the natural next step and we’re so glad we did. We worked with Eddie and Tia, who were both absolutely fantastic. As first-time buyers, we had a lot of questions and they explained everything in a way that was calm, clear and reassuring. Nothing ever felt rushed or confusing. They were proactive, responsive and genuinely supportive throughout. They kept us updated at every stage, chased things when needed and made what could have been a stressful process feel manageable and structured. Having both our Lifetime ISA and mortgage handled through Tembo made the whole journey feel seamless. We felt looked after rather than just processed, and that made a huge difference. We wouldn’t hesitate to recommend Tembo to anyone saving for their first home or looking for a mortgage broker who really supports you through the process. Reviewed on: 3rd February 2026
Carly J's avatar
Carly J

I swapped my LISA from MoneyBox to Tembo during a Bl...

5
I swapped my LISA from MoneyBox to Tembo during a Black Friday promotion, and earned £200 I think it was. I’m not overly organised so I think I had missed the deadline by a day as there was some sort of delay on my side, however, after speaking to Customer Service Tembo said they would still honour the promotion! A great start. Since then the service has been clear & efficient and the customer service is excellent; attentive , useful and informative. Would completely recommend. Reviewed on: 3rd February 2026
Kavan M's avatar
Kavan M

Love Tembo!

5
A very easy transition from Moneybox to Tembo. Love receiving the free updates and advice via email Reviewed on: 3rd February 2026
Charlotte P's avatar
Charlotte P

Helpful throughout my time with them

5
Helpful throughout my time with them Reviewed on: 3rd February 2026
Max J's avatar
Max J

Intuitive and useful

5
I find Tembo very intuitive to use, unlike many banking services. They communicate in a way that's actually understandable, and any general emails they send actually contain information to help me understand how mortgages etc work - this is in stark contrast to for example Barclays, who mostly try to sell me on loans I don't need etc. Reviewed on: 3rd February 2026
Lisanne 's avatar
Lisanne

Tembo has been a fantastic start to my saving journey.

5
Tembo has been a fantastic start to my saving journey. I am currently saving for my first home and didn’t really know where to start. Tembo was highly recommended to me by a friend and I am really happy with my decision to start saving with Tembo. The interest rates have been great, the communication about the rates have been clear and communicated well. The app is super easy to use. Very happy customer! Reviewed on: 3rd February 2026
Beth R's avatar
Beth R

Easy to use app, lots of advice and help available a...

5
Easy to use app, lots of advice and help available and very user friendly. Easy to deposit money and interest rates are very good. 100% would recommend. Reviewed on: 3rd February 2026
Sarah G's avatar
Sarah G

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