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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,001 reviews, last reviewed 7th Mar 2026
219100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

It just seemed so easy to save money It just seemed so easy to save money. Every little helps when you are a first time buyer. And with the bonuses received on our type of account, it mad... Read more Reviewed on: 7th March 2026
Sue's avatar
Sue

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3001)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

5
Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

Why I choose Tembo

5
I have found Tembo very easy to use and great for tracking my LISA and ISA payments. They offer very competitive rates and don't draw you in with a flimsy 'introductory' offer that then expires after half a year. Very helpful especially when just starting to build a proper savings pool Reviewed on: 5th March 2026

Disappointed with AI customer service and inflexibil...

3
Disappointed with AI customer service and inflexibility at first, but got the outcome deserved with some pressure. Reviewed on: 5th March 2026

Very easy to use and no complication.

5
Very easy to use and no complication. Any question has an answer and the newsletters are very insightful. Reviewed on: 5th March 2026

We love having a Lifetime ISA with Tembo!

5
Free advice is great and the mortgage advisors are lovely and super responsive when buying a home, the neighbourhood support and competitions are great, and the site is easy to use. All features are user friendly. We love having our lifetime ISA with Tembo :) Reviewed on: 5th March 2026

Everyone has been great deal with.

5
Everyone has been great deal with. App is easy to use. Reviewed on: 5th March 2026

5 Star review

5
Good app, good rates and easy to use Reviewed on: 5th March 2026

Customer service is very slow and needs improvement.

5
Customer service is very slow and needs improvement. Safety to log in the app is also very poor especially compared to other banks and it's easily accessed so money does not feel as safe as other banks Reviewed on: 5th March 2026

Just such an easy app to use.

5
Just such an easy app to use. The team are so eager in helping make peoples dreams come true and that should truly be recognised. Such an easy formatted app that lets you easy navigate to questions/statements and FAQs Reviewed on: 5th March 2026

Competitive rates and when I’ve had to speak to cust...

5
Competitive rates and when I’ve had to speak to customer service it was quick and they resolved the situation. Reviewed on: 5th March 2026

The app is so easy to use. Feels secure too.

5
The app is so easy to use, I’ve saved 15k in the first two years just because I don’t have to think about it. Mortgage service looks good too although I’ve only used the estimates so far. Reviewed on: 5th March 2026