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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (3025 reviews)

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4.91

Based on 3,025 reviews, last reviewed 7th Mar 2026

221500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Amazing App features Great services provided I love the fact there’s so many features within the app and I love the fact of the 2 step security Reviewed on: 7th March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3025)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

Easy and effective

Easy to work with, great customer service and helpful impartial advice for a couple of first time buyers. Coupled with the great interest rates and a straightforward to use app that includes useful tools to keep track of the house purchasing process, would highly recommend Tembo. Reviewed on: 5th March 2026

User-friendly interface.

User-friendly interface. Simple and clear step-by-step guide on how to save money for mortgage purposes. I found the whole process very straightforward from start to finish. Setting up my Lifetime ISA was quick, and the app clearly explained how the government bonus works, which gave me more confidence in what I was signing up for. I also appreciate how easy it is to track my savings progress — it keeps me motivated seeing everything laid out clearly. The updates and notifications are helpful without being overwhelming, and I like that I can manage everything in one place without needing to call or chase anyone. Overall, my experience has been smooth, transparent and reassuring, especially as someone saving towards buying my first home. Reviewed on: 5th March 2026

Very good.

Very good. Customer service is quick and efficient also. Rates are awesome Reviewed on: 5th March 2026

Very competitive and superb customer service

Tembo has a very competitive rate that doesn’t change after a year. Plus their customer service is brilliant and they’re quick to get back to you. Reviewed on: 5th March 2026

Good interest and easy use of app

Good interest and easy use of app Reviewed on: 5th March 2026

Tembo is a great provider

Tembo is a great provider, easy to use and navigate and has all the essentials in one place. Reviewed on: 5th March 2026

A great experience so far

Luke was really supportive to help me understand the process and what my options were so that I can make an informed decision. I was really nervous entering the process because I didn’t really know what to expect., the information guides the regular emails and the contact sessions really helped me feel like I could take charge of my mortgage process and actually make it positive experience Reviewed on: 5th March 2026

It has been a wonderful experience so far for there...

It has been a wonderful experience so far for there easy saving management and interest on saving Reviewed on: 5th March 2026

Super easy to set an account up and start saving, I...

Super easy to set an account up and start saving, I love the fact they have the little progress bar as well so I can see how close I am to reaching the deposit for our future home. Being able to track this alongside my partner helps even more as we are able to work towards our future together! Reviewed on: 5th March 2026

A great way to get saving for a first timer buyer or...

A great way to get saving for a first timer buyer or pension. Simple and straight forward Reviewed on: 5th March 2026

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