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Tesco Bank: Loan reviews

Name: Loan
Rating: 3.42 (78 reviews)

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3.10

Based on 78 reviews, last reviewed 12th Jun 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

51%

10%

35%

Latest highest rating:

5

Best Loan Received a small loan for a car, very happy with interest, ease of application & of app now to monitor. Reviewed on: 12th June 2025

Latest lowest rating:

1

Waste of time / dodged a bullet Waste of time got accepted for a joint loan sent off the requested documents same day few days later been told all looks good checked with her supervi... Read more Reviewed on: 6th January 2025

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About this product

Tesco Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Tesco Bank personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Tesco Bank personal loan, we'd love you to write a quick review too.

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Tesco Bank Loan reviews (78)

No early repayment fees

Easy to obtain a loan only missed out on the full stars as the interest rate was slightly higher than advertised. No early repayment fees are a huge bonus. I was able to pick the payment (direct debit) date which assists with budgeting. Reviewed on: 15th April 2019

Customer services

Very good customer services. Quick response when made application. Very satisfied with T & C. Reviewed on: 5th February 2019

Happy customer

I’m happy that I chose Tesco bank to satisfy my needs! Thank you! Reviewed on: 29th January 2019

easy application process

easy to use website quick and efficient processing of application Reviewed on: 8th January 2019

Never gave me an answer!!

I applied to tesco bank over 3 weeks ago online, my credit rating is good so thought there would be no problem, 3 weeks later and a phone call which i was on hold for 11 mins i have found out its be declined! Im looking ino it through experian, but the point is no letter or phone call or email. Very bad customer service Reviewed on: 9th August 2018

Trustworthy

I have a loan with them as well as savings, and find them very easy to use, great online access making it easy to keep track of balances Reviewed on: 9th February 2018

Stunning

10000 pound un 4 days 2% interest best loan anywhere Reviewed on: 7th January 2018

Excellent service

Easy to use. Quick for response. Good rates. Reviewed on: 7th January 2018

Loan

Easy and affordable. Effortless application and a fair repayment plan Reviewed on: 29th June 2017

review

quick and no sneaky advertised Representative rate different from the rate on offer. unlike the Nationwide Reviewed on: 22nd June 2017

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