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Tesco Bank: Personal loan reviews

View other Tesco Bank products
3.95
Based on 83 reviews, last reviewed 10th Jun 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
33%

Latest highest rating:

4

Made it easy to get a loan, although rates could be... Made it easy to get a loan, although rates could be better. Reviewed on: 10th June 2026
Sam Whitman's avatar
Sam Whitman

Latest lowest rating:

1

Stay away if you value your credit score. Stay away if you value your credit score. My payment was reversed as something unexpected had gone out of my account on the same day. I received a te... Read more Reviewed on: 4th December 2025
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James o
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About this product

A Tesco personal loan can be used for a range of purposes.

The lowest rates for Tesco personal loans are for Clubcard members. If you’re approved, you could get the money paid into your account within 24 hours. You can pay your loan off in one lump sum but will be charged two months interest.

Tesco personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Personal loan reviews (83)

Tesco saved my life

5
Tesco accepted me for a loan at my lowest point, when no other company would. I needed the loan to consolidate my debt. The whole process took just a week and the money was in my account. I now have more manageable finances. Thank you Tesco Reviewed on: 5th April 2017
Nicola Wragg's avatar
Nicola Wragg

Great Experience

5
Great experience applying and always on hand to help. Reviewed on: 4th April 2017
Andrew Carson's avatar
Andrew Carson

Tesco Bank loan

4
I've had 2 loans from Tesco Bank and would recommend them. Good rates. Reviewed on: 3rd April 2017
Michael Rattray's avatar
Michael Rattray

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