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Tesco Bank: Personal loan reviews

View other Tesco Bank products
4.00
Based on 83 reviews, last reviewed 10th Jun 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
33%

Latest highest rating:

4

Made it easy to get a loan, although rates could be... Made it easy to get a loan, although rates could be better. Reviewed on: 10th June 2026
Sam Whitman's avatar
Sam Whitman

Latest lowest rating:

1

Stay away if you value your credit score. Stay away if you value your credit score. My payment was reversed as something unexpected had gone out of my account on the same day. I received a te... Read more Reviewed on: 4th December 2025
James o's avatar
James o
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About this product

A Tesco personal loan can be used for a range of purposes.

The lowest rates for Tesco personal loans are for Clubcard members. If you’re approved, you could get the money paid into your account within 24 hours. You can pay your loan off in one lump sum but will be charged two months interest.

Tesco personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Personal loan reviews (83)

Trustworthy

5
I have a loan with them as well as savings, and find them very easy to use, great online access making it easy to keep track of balances Reviewed on: 9th February 2018
Dave Godsall's avatar
Dave Godsall

Stunning

5
10000 pound un 4 days 2% interest best loan anywhere Reviewed on: 7th January 2018
Jamie bird 's avatar
Jamie bird

Excellent service

5
Easy to use. Quick for response. Good rates. Reviewed on: 7th January 2018
Louise McCarthy's avatar
Louise McCarthy

Loan

4
Easy and affordable. Effortless application and a fair repayment plan Reviewed on: 29th June 2017
Martin Maddison's avatar
Martin Maddison

review

5
quick and no sneaky advertised Representative rate different from the rate on offer. unlike the Nationwide Reviewed on: 22nd June 2017
Anonymous's avatar
Anonymous

Super

5
For long term loan this is the best option. Try them to find out how good they are. Reviewed on: 19th June 2017
Mahmud Mostafa 's avatar
Mahmud Mostafa

Credit

5
Friendly and helpful team who are willing to help you through all staged Reviewed on: 8th June 2017
Roy pearson's avatar
Roy pearson

Good bank with good customer service

5
Got a Loan through Tesco Bank. Did it all online and it was really easy. Had to speak with them a couple of times on the phone and both times the advisor was friendly and got the issue resolved on my first call. Reviewed on: 31st May 2017
Jay Steel's avatar
Jay Steel

Loan

4
quick and friendly service . low interest rate. the credit search will affect your credit score though. Otherwise, the great experience Reviewed on: 30th May 2017
Oxana 's avatar
Oxana

Loan

4
Quick and friendly service. Low % of interest . The credit search will affect your credit score though. Rest of my experience with Tesco bank was great. Reviewed on: 30th May 2017
Oxana 's avatar
Oxana

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