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Tesco Bank: Personal loan reviews

View other Tesco Bank products
3.82
Based on 81 reviews, last reviewed 20th Apr 2026
300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
54%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
33%

Latest highest rating:

5

Great help from Tesco Bank It was so important for me to get a loan and I was able to get a loan from Tesco Bank. It was great support which gave an amazing opportunity for my f... Read more Reviewed on: 20th April 2026
VITA S's avatar
VITA S

Latest lowest rating:

1

Stay away if you value your credit score. Stay away if you value your credit score. My payment was reversed as something unexpected had gone out of my account on the same day. I received a te... Read more Reviewed on: 4th December 2025
James o's avatar
James o
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About this product

A Tesco personal loan can be used for a range of purposes.

The lowest rates for Tesco personal loans are for Clubcard members. If you’re approved, you could get the money paid into your account within 24 hours. You can pay your loan off in one lump sum but will be charged two months interest.

Tesco personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Personal loan reviews (81)

Excellent service

5
Easy to use. Quick for response. Good rates. Reviewed on: 7th January 2018
Louise McCarthy-Barrett 's avatar
Louise McCarthy-Barrett

Loan

4
Easy and affordable. Effortless application and a fair repayment plan Reviewed on: 29th June 2017
Martin Maddison's avatar
Martin Maddison

review

5
quick and no sneaky advertised Representative rate different from the rate on offer. unlike the Nationwide Reviewed on: 22nd June 2017
Anonymous's avatar
Anonymous

Super

5
For long term loan this is the best option. Try them to find out how good they are. Reviewed on: 19th June 2017
Mahmud Mostafa 's avatar
Mahmud Mostafa

Credit

5
Friendly and helpful team who are willing to help you through all staged Reviewed on: 8th June 2017
Roy pearson's avatar
Roy pearson

Good bank with good customer service

5
Got a Loan through Tesco Bank. Did it all online and it was really easy. Had to speak with them a couple of times on the phone and both times the advisor was friendly and got the issue resolved on my first call. Reviewed on: 31st May 2017
Jay Steel's avatar
Jay Steel

Loan

4
quick and friendly service . low interest rate. the credit search will affect your credit score though. Otherwise, the great experience Reviewed on: 30th May 2017
Oxana 's avatar
Oxana

Loan

4
Quick and friendly service. Low % of interest . The credit search will affect your credit score though. Rest of my experience with Tesco bank was great. Reviewed on: 30th May 2017
Oxana 's avatar
Oxana

Great

5
Great experience, really helpful good customer service. Quick decision so fast payout Reviewed on: 24th May 2017
Nadine's avatar
Nadine

Rip-off Pet Insurance Renewals

1
Paid into my insurance policy for a long time - wasn't a great one as it only covered conditions up to £4k and it cost quite a bit to do that. Claimed about £4k last year for my dog's lymphoma. Just had the renewal through - gone up from £160 (which was too much) to a whacking rip off amount of £287.00. Absolute con for a low quality policy. My dog is now uninsured and as he's 10 no-one will cover him. Avoid - might look good at the start but once you've claimed, you're trapped as the price is hiked but you can't leave or the condition isn't covered... Will never, ever use Tesco again. Reviewed on: 23rd May 2017
Jo Welch's avatar
Jo Welch

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