Write a review

Tesco Bank: Personal loan reviews

Name: Personal loan
Rating: 3.45 (77 reviews)

View other Tesco Bank products

3.22

Based on 77 reviews, last reviewed 12th Jun 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

52%

10%

34%

Latest highest rating:

5

Best Loan Received a small loan for a car, very happy with interest, ease of application & of app now to monitor. Reviewed on: 12th June 2025

Latest lowest rating:

1

JUST GO TO TOUR OWN BANK AND APPLY FOR A LOAN! JUST GO TO TOUR OWN BANK AND APPLY FOR A LOAN!! We were accepted by our bank in 2 minutes and the £20k loan was in the account within 5 minutes. Real... Read more Reviewed on: 30th December 2024

Read all reviews Write a review

About this product

A Tesco personal loan can be used for a range of purposes.

The lowest rates for Tesco personal loans are for Clubcard members. If you’re approved, you could get the money paid into your account within 24 hours. You can pay your loan off in one lump sum but will be charged two months interest.

Tesco personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Review Tesco Bank: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Tesco Bank Personal loan reviews (77)

Straight forward, Painless and Fair

I searched around for a good rate and Tesco's came out top, the application process was straight forward and completed online. Once approved, which was reasonably quick, the paperwork was promptly sent through and when signed and copies of statements provided the money was in my account promptly. Overall, the experience was reasonable quick, quite painless and I believe I got a fair rate - happy customer. Reviewed on: 2nd May 2017

Quick easy

I applied for a personal loan with Tesco last year, I found the whole process quick and easy, the customer service was excellent, I was given all the information i needed to make my decision. Would definitely recommend Tesco bank Reviewed on: 2nd May 2017

Quick, efficient and fantastic interest rate.

Second time I have used Tesco for a loan and both times have been excellent in terms of speed, customer service and interest rates. They met all my expectations, the loan was in my account within 3 days of applying and the whole application process took less than 5 minutes. Reviewed on: 1st May 2017

Great!

We have had 3 loans over the years from Tesco Bank. Each time their service has been really fast and efficient, and all documentation we receive has been easy to understand. I would highly recommend them. Reviewed on: 6th April 2017

Tesco saved my life

Tesco accepted me for a loan at my lowest point, when no other company would. I needed the loan to consolidate my debt. The whole process took just a week and the money was in my account. I now have more manageable finances. Thank you Tesco Reviewed on: 5th April 2017

Great Experience

Great experience applying and always on hand to help. Reviewed on: 4th April 2017

Tesco Bank loan

I've had 2 loans from Tesco Bank and would recommend them. Good rates. Reviewed on: 3rd April 2017

Do you have a different Tesco Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Loans
from Penny Post Credit Union 4.88 from 662 reviews
Short-term loan
from Sunny 4.90 from 6022 reviews
Personal Loan
from Citrus Loans 2.33 from 3 reviews

Want to see more from Tesco Bank?

Life Insurance
from Tesco Bank 4.40 from 2 reviews
Current Account
from Tesco Bank 4.38 from 68 reviews
Instant Access Savings
from Tesco Bank 4.00 from 5 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub