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Trading 212: Cash ISA reviews

4.92
Based on 4,640 reviews, last reviewed 27th Apr 2026
826% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

really good daily interest rate on the cash ISA really good daily interest rate on the cash ISA Reviewed on: 27th April 2026
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Faiza

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026
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Sb

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (4640)

Best trading and Investing app ever.

5
Best trading and Investing app ever. Reviewed on: 10th April 2026

Best app for UK investors wish customer care can be...

5
Best app for UK investors wish customer care can be little more active and Documents are easily accessible I could have given 10/10 Reviewed on: 10th April 2026

Best cash ISA rates and money security you can get.

5
Best cash ISA rates and money security you can get. Reviewed on: 10th April 2026

i love trading212 so easy and simple to manage my...

5
i love trading212 so easy and simple to manage my money Reviewed on: 10th April 2026

Best flexible cash isa out there in the uk

5
Guaranteed money when they say and the highest flexible cash isa going Reviewed on: 10th April 2026

Great, especially the customer service!

5
Great, especially the customer service! Reviewed on: 10th April 2026

I’ve had a really good experience using Trading 212.

5
I’ve had a really good experience using Trading 212. The app is easy to navigate, even when you’re just starting out, and everything feels very straightforward. Buying and selling shares is quick, and I like how clearly it shows my portfolio and performance. One thing I really appreciate is the practice (demo) account—it helped me get comfortable before using real money. The commission-free trading is also a big plus, especially for small investments. Overall, it feels reliable and user-friendly, and it’s made investing a lot less intimidating for me. Reviewed on: 10th April 2026

Competitive rates and seamless Cash ISA experience

5
I opened a Trading 212 Cash ISA earlier this year and have been thoroughly impressed with the experience. The interest rate on offer is highly competitive — among the best I've found compared to traditional high street banks — and it updates regularly to remain relevant in the current rate environment. The onboarding process was seamless and took only a few minutes to complete entirely within the app. I love how everything is managed in one place alongside my Stocks and Shares ISA, making it easy to track my overall savings and investments together. Deposits and withdrawals process quickly, and the interface is clean and intuitive. Customer support responded promptly when I had a query about the flexible ISA allowance rules. One area I'd love to see improved is the addition of fixed-rate Cash ISA options for those wanting to lock in a rate, as well as more in-app tools to compare the potential growth of cash versus stocks over time. Overall, Trading 212's Cash ISA is a fantastic, hassle-free product that delivers genuine value and I'd recommend it to anyone looking to make the most of their ISA allowance. Reviewed on: 10th April 2026

Nothing not to like!

5
Flexible, can withdraw or transfer to S/S ISA, good rate of interest and plenty of information available. Nothing not to like! Reviewed on: 10th April 2026

Simple and easy to transfer money over .

4
Very easy to transfer money between accounts and into the ISA, the cash ISA has a £20k a year limit and 3.6% interest. Reviewed on: 10th April 2026

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