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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (7086 reviews)

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4.95

Based on 7,086 reviews, last reviewed 12th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy process from start to finish Such an easy process from start to finish, had great communication via emails with steps along the way, couldn’t fault anything Reviewed on: 12th January 2026

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (7086)

Review of the Updraft, Personal Loan:

Life changing

Being accepted for a loan has changed my life so much. I've consolidated all my debt into one monthly payment, I am paying a quarter of the payment I was paying, with far less interest. I will be debt free at the end of my loan. Appreciate some credit cards are 0%, but It's too easy to spend again on credit cards. I now have regular funds going into savings, building an emergency fund, and will be going back to complete my Uni degree as I can now afford to put funds by for this. Thank you so much Reviewed on: 21st March 2024

Easy process from start to finish

Such an easy process from start to finish, had great communication via emails with steps along the way, couldn’t fault anything Reviewed on: 12th January 2026

Understanding and Friendly staff

Understanding and Friendly staff Reviewed on: 24th May 2025

Brilliant company

Very good experience lots of support and always reply’s quickly Reviewed on: 21st May 2025

A very good service that keeps you informed and is e...

A very good service that keeps you informed and is easy to apply for if you need a loan Reviewed on: 4th May 2025

I love em

I love em . They have helped me sort out my life so pleased to be back in control of my finances and see a bright future ahead xxx the emails and updates are really useful and it feels like. a personal service Reviewed on: 29th March 2025

Interest was quite high and could be reduced but ove...

Interest was quite high and could be reduced but over all great company Reviewed on: 13th February 2025

It has help me consolidate my loans

It has help me consolidate my loans Reviewed on: 29th January 2025

Fantastic lenders and super helpful service.

Fantastic lenders and super helpful service. Would highly recommend them! Reviewed on: 22nd January 2025

Excellent Updraft Experience

Updraft we're excellent at helping me reduce my credit card debt. I was also able to pay off store cards which has put me in a much better position. The payment is easy and affordable. I am looking forward to future loans allowing me to pay off the remainder of my debt. Reviewed on: 15th October 2024

Excellent from start to finish.

Excellent from start to finish. Easy application process and money the same day. Reviewed on: 3rd October 2024

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