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Updraft: Personal Loan reviews

4.96
Based on 10,628 reviews, last reviewed 13th Mar 2026
342300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

It's okay however fees are high. It's okay however fees are high. Reviewed on: 13th March 2026
Joanne 's avatar
Joanne

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10628)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Updraft as a loan provider was vital in helping me t...

5
Updraft as a loan provider was vital in helping me take back control of my financial situation. Reviewed on: 28th February 2026

Excellent service that is customer focused.

5
Excellent service that is customer focused.Fantastic! Quick to respond l.did not have to wait for long,money was in my bank on time and it helped my wellbeing.Good clear consice information on product and very detailed.No hidden clauses,reduce customer uncertainity by quick response,ensuring a deal is in place that suits payment plan. Reviewed on: 28th February 2026

Great service throughout.

5
Great service throughout. Quick communication and paid the funds within the time they suggested. I would recommend to anyone looking for a good value personal loan Reviewed on: 28th February 2026

Very happy with the service!

5
Very happy with the service! They were able to support me financially when needed and monthly repayments are reasonable Reviewed on: 28th February 2026

Easy to use, clear communication

5
Easy to use, clear communication Reviewed on: 28th February 2026

Quick and easy apply and acception

5
Was super easy to apply and the moment I was accepted the money was transferred within an hour. Reviewed on: 28th February 2026

Easy to deal with and apply.

5
Easy to deal with and apply. Friendly communications and fair rates Reviewed on: 28th February 2026

Very easy and effortless, the whole process was seam...

5
Very easy and effortless, the whole process was seamless.i will use updraft again if needed. Reviewed on: 28th February 2026

Brilliant from start to finish.

5
Brilliant from start to finish. Easy process and straightforward. Reviewed on: 28th February 2026

Good company

5
I have found both the app and the website easy to use and the customer service is great. I would definitely use again in the future and would recommend to a friend because the affordability is good and it doesnt feel prefatory unlike other services Reviewed on: 28th February 2026