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Updraft: Personal Loan reviews

4.95
Based on 7,086 reviews, last reviewed 12th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Easy process from start to finish Such an easy process from start to finish, had great communication via emails with steps along the way, couldn’t fault anything Reviewed on: 12th January 2026
Mat Braddy's avatar
Mat Braddy

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024
O-S-J's avatar
O-S-J

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (7086)

Review of the Updraft, Personal Loan:

Very helpful staff, quick quote and quick decision

5
I was sceptical at the beginning but they helped me very quickly and made decision in less than two hours. Strongly recommend Reviewed on: 2nd April 2023

Quick and detailed service, excellent customer service.

5
Quick and detailed service, excellent customer service. Reviewed on: 14th April 2024

Very convenient and Excellent interest rate comparin...

5
Very convenient and Excellent interest rate comparing to other companies. It deserve another years of British best bank provider. Reviewed on: 14th April 2024

Quick with their decision and for the funds to reach...

5
Quick with their decision and for the funds to reach your account Reviewed on: 14th April 2024

Quick and easy.

5
Quick and easy. Didn’t feel intrusive at all Reviewed on: 14th April 2024

Reduced my monthly payments drastically, improving m...

5
Reduced my monthly payments drastically, improving my cash flow and credit score by allowing me to pay off multiple debts and consolidate into one monthly payment.highly recommended - reduced my stress and even improved my mental health Reviewed on: 14th April 2024

Simple and straightforward.

5
Simple and straightforward. Easy to arrange Reviewed on: 14th April 2024

Updraft is very accessible and easy to apply

5
Updraft is very accessible and easy to apply Reviewed on: 14th April 2024

Updraft really helped me to consolidate my debt.

5
Updraft really helped me to consolidate my debt. Thank you updraft! Reviewed on: 13th April 2024

Simple and quick!

5
The app was easy to use and I got a decision in minutes. There is lots of helpful information available relating to money management etc too. Reviewed on: 13th April 2024

Easy to do and had money with in 1 day

5
Easy to do and had money with in 1 day Reviewed on: 13th April 2024