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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.95 (9968 reviews)

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4.95

Based on 9,968 reviews, last reviewed 2nd Mar 2026

278400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very quick decision on lending and excellent custome... Very quick decision on lending and excellent customer service with quick responses to any queties Reviewed on: 2nd March 2026

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (9968)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Excellent service

No hassle and straight forward does at it says on the tin Reviewed on: 1st March 2026

Great responsive customer support

Great responsive customer support Reviewed on: 1st March 2026

Updraft is a helpful app

Updraft is a helpful app for managing short‑term borrowing and improving financial organisation. The application process is simple, the interface is clean, and decisions come through quickly. I like that it focuses on helping users reduce debt rather than pushing more loans. Interest rates can vary depending on your credit profile, but overall it’s a useful tool if you want a more structured way to handle your finances. Reviewed on: 1st March 2026

Quick loan , no issue with the loans

Quick loan , no issue with the loans Reviewed on: 1st March 2026

My experience has been great, communication great, e...

My experience has been great, communication great, efficiency great and very helpful. Reasonable amounts offered with excellent repayment plans Reviewed on: 1st March 2026

A loan company that goes the extra mile

Easy to apply and easy to set up balance transfers to cards highly recommended Reviewed on: 1st March 2026

Very easy to do

Very easy to apply no issues particularly Reviewed on: 1st March 2026

Fast and reliable.

Fast and reliable. Good Apr compared to other companies I have used Reviewed on: 1st March 2026

Updraft was available when I needed it most and help...

Updraft was available when I needed it most and helped me feel more in control during a difficult time. Reviewed on: 1st March 2026

Quick resolution

It was quick. There were long forms or formalities. However, all legal and safe steps were taken. Reviewed on: 1st March 2026

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