Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,448 reviews, last reviewed 5th Mar 2026
325000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The process is clear, simple and fast. The process is clear, simple and fast. Reviewed on: 5th March 2026
Rahul's avatar
Rahul

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10448)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Updraft is a life saver

5
I was in debt and Updraft came on my rescue. I was able to pay almost all my debt at a go. Secondly what am paying every month towards my personal loan is very cheap compared to other loan companies. Ill choose them over and over again. Reviewed on: 3rd March 2026

Very good experience all round

5
Very good experience all round . Very good communication when needed. Would definitely recommend to friends and family Reviewed on: 3rd March 2026

Very professional an quick decision on my application

5
Very professional an quick decision on my application Reviewed on: 3rd March 2026

Quick and easy process.

5
Quick and easy process. Straight forward step by step forms clear and concise. Reviewed on: 3rd March 2026

AMAZING CUSTOMER SERVICE

5
I found it very easy and customer service is always good and someone was always available when I needed someone to discuss any issues or concerns. Reviewed on: 3rd March 2026

Start to finish - extremely easy.

5
Start to finish - extremely easy. No exorbitant interest rate and delivered on promises Reviewed on: 3rd March 2026

Applying for a personal loan was easy.

5
Applying for a personal loan was easy. Reviewed on: 3rd March 2026

Great and quick service

5
Very quick decision and great service when recently applying for a loan. Reviewed on: 3rd March 2026

Helped me out when I needed it the most.

5
Helped me out when I needed it the most. Reviewed on: 3rd March 2026

Great at money!

5
Great at money! They look at you and your current affordability and create a path of which you can follow to become debt free. I would personally recommend it to anyone who has multiple credit cards or other that wish to consolidate and have a single payment per month which for me worked out to be less than what I currently pay they also make it easy to pay off quicker and save on interest Reviewed on: 3rd March 2026