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Updraft: Personal Loan reviews

4.96
Based on 10,685 reviews, last reviewed 17th Mar 2026
347900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Honest and trustworthy Updraft helped me out massively. They’re honest and trustworthy. They really care about their customers Reviewed on: 17th March 2026
Bryony F's avatar
Bryony F

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10685)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

My lone revew

5
It was quick and easy and easy to find my way on the websight and my money was in my bank within 5 working days Reviewed on: 25th February 2026

Very quick, very helpful and clear

5
Very quick, very helpful and clear Reviewed on: 25th February 2026

Fantastic Updraft

5
Loan is easy to apply and come within 3 days, paid all my credit card debt thanks to Updraft debt consolidation loan Reviewed on: 25th February 2026

Excellent service all round

5
Relieved the stress .easy to apply .excellent service all round. Reviewed on: 25th February 2026

Very competitive rates and quick and easy to use app...

5
Very competitive rates and quick and easy to use app and application form Reviewed on: 25th February 2026

My experience using Updraft Credit has been very pos...

5
My experience using Updraft Credit has been very positive and convenient. Updraft Credit makes it simple to purchase and manage services within the Updraft ecosystem without needing to enter payment details every time.What I really appreciate is the flexibility it offers. Instead of making separate payments for different services, I can load credit once and use it whenever needed. The process is smooth, transparent, and easy to track, which helps with budgeting and planning expenses.The checkout and credit application process is fast and secure. I also found the pricing clear, with no hidden charges. Having credit readily available saves time, especially when I need to renew or upgrade services quickly.Overall, using Updraft Credit has made managing my website services more efficient and stress-free. I would definitely recommend it to anyone looking for a convenient and reliable payment option within the Updraft platform. Reviewed on: 25th February 2026

Great experience, very efficient and clear.

5
Great experience, very efficient and clear. Reviewed on: 25th February 2026

Good communication.

5
Good communication. Easy process. Quick release of funds Reviewed on: 25th February 2026

Application process went very smooth and loan payout...

5
Application process went very smooth and loan payout took less then 24hrs to land into my bank account. Terms of the loans quite clear and understandable. Good range of time length to repay loan. Reviewed on: 25th February 2026

I found Updraft, prompt, and professional.

5
I found Updraft, prompt, precise, and professional. Excellent service. No wasting time, just helped me with my loan application and completed the process. Cheers Updraft. Reviewed on: 25th February 2026