Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,688 reviews, last reviewed 17th Mar 2026
348200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Such a helpful service with showing everything neede... Such a helpful service with showing everything needed upfront! Reviewed on: 17th March 2026
Elliott 's avatar
Elliott

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10688)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

It has been helpful when needed.

4
It has been helpful when needed. Reviewed on: 25th February 2026

Amazing and easy

5
Amazing and easy so helpful and saved me a lot of stress Reviewed on: 25th February 2026

Very smooth and easy process would recommend 10/10

5
Very smooth and easy process would recommend 10/10 Reviewed on: 25th February 2026

Always had great service from updraft

5
Always had great service from updraft Reviewed on: 25th February 2026

They where very friendly and well organised.

5
They where very friendly and well organised. Reviewed on: 25th February 2026

Simple and Smooth

5
I found the whole process with Updraft to be straightforward and easy to navigate. The application was clear, the eligibility checks were quick, and I appreciated the transparency around rates and repayment terms. There were no hidden surprises, and everything was explained in plain English, which made it much less stressful than I expected. Communication was timely, and I felt informed at every stage. Overall, a smooth experience that I would recommend to others looking for a personal loan. Reviewed on: 25th February 2026

Very good rate and customer service explain everythi...

5
Very good rate and customer service explain everything in an understanding way Reviewed on: 25th February 2026

Amazing Updraft

5
Easy to use website, straight forward, money delivered fast. Reviewed on: 25th February 2026

Simple, easy, speedy!

5
So easy and simple to get a loan quote, with really competitive rates. The entire process was so smooth and was a quick, clear process all the way through to receiving the money! They’ve even offered further pre-approved loans with great rates to existing customers. Highly recommend. If I ever need a personal loan in the future, I’ll be back to Updraft. Reviewed on: 25th February 2026

Easy to get alone and support, also has a wonderful...

5
Easy to get alone and support, also has a wonderful app to manage your loan Reviewed on: 25th February 2026