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Updraft: Personal Loan reviews

4.96
Based on 10,695 reviews, last reviewed 17th Mar 2026
348900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Very good service, very quick, lowest interest rates... Very good service, very quick, lowest interest rates :) Reviewed on: 17th March 2026
Emma L's avatar
Emma L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10695)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Quick and easy loans with no hassle

5
I have applied for 2 loans through updraft its been so quick and easy for long or a short term loan which i payed off quite quick. No hassles getting a settkement figure all quick and easy to do online. Reviewed on: 25th February 2026

Excellent experience

5
Very quick decision and the funds were available very quickly Reviewed on: 25th February 2026

Very quick and fast service straight forward

5
Very quick and fast service straight forward Reviewed on: 25th February 2026

Simple, supportive and just delivered!

5
Simple, supportive and just delivered!! Reviewed on: 25th February 2026

Updraft is great

5
Quick and easy, kept in contact every step of the way. The app is great too. Reviewed on: 25th February 2026

Easy to use!

5
I took out a loan with them. It was simple and easy to understand, and being able to choose my length of repayment to suit my needs was really handy! Reviewed on: 25th February 2026

Brilliant service from start to finish in spotting f...

5
Brilliant service from start to finish in spotting for a loan - received funds within 2 hours Reviewed on: 25th February 2026

Best value and easy to use!

5
Easy to deal with and put in place. Updated along the way. Make it simple and easy to borrow back and realistic to pay it back! Reviewed on: 25th February 2026

Updraft - Swift, Easy, Considerate & Great Value

5
I applied and was successful for an Updraft personal loan a while back, and even though I have not got the most perfect credit score, the rate I was accepted for was incredibly affordable and competitive. The information was clear and concise, and the application process was straightforward, simple and time taken for approval and funds was swift. Thank you Updraft for helping me. Reviewed on: 25th February 2026

Very easy to deal with and a speedy service

5
Very easy to deal with and a speedy service Reviewed on: 25th February 2026