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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10707 reviews)

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4.96

Based on 10,707 reviews, last reviewed 18th Mar 2026

350100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Helpful and considerate company, easy application an... Helpful and considerate company, easy application and useful app Reviewed on: 18th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10707)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Clearly committed to delivering helpful services.

Prompt, efficient processes without losing the 'personalised' touch. Updraft is a household name in today's UK for the average citizen, to cushion the hardship. Amazing team, great communication, great use of technology; clearly committed to delivering helpful services. Reviewed on: 25th February 2026

Easy, great comms, great customer service!

Easy to apply and UpDraft kept in touch throughout the whole process. Quickly resolved a query post loan approval. Great customer service, especially from Ashley & Max. Reviewed on: 25th February 2026

Excellent service.

Excellent service. I’d highly recommend. Reviewed on: 25th February 2026

Smooth and efficient and very easy to deal with

Smooth and efficient and very easy to deal with Reviewed on: 25th February 2026

An excellent service

An excellent service very easy very quick good communication would definitely recommend this company to everyone I know Reviewed on: 25th February 2026

Quick and easy to apply, money comes through quickly.

Was quick and easy to apply, money came through quickly and allowed me to consolidate some of my existing debts. Have no complaints so far! Reviewed on: 25th February 2026

Had a personal loan which helped me to consolidate m...

Had a personal loan which helped me to consolidate my credit card debt. Able to pay off loan early. Communication is easy with Updraft all within the app. Reviewed on: 25th February 2026

Fast and reliable

I was in need of some quick loan which offered low interest and updraft really delivered. Fast and reliable. Reviewed on: 25th February 2026

So easy to apply and work with.

So easy to apply and work with. Easy to understand. Reviewed on: 25th February 2026

Very good at replying to inquiries and information

Very good at replying to inquiries and information Reviewed on: 25th February 2026

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