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Updraft: Personal Loan reviews

4.95
Based on 7,087 reviews, last reviewed 24th May 2025
33% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Understanding and Friendly staff Understanding and Friendly staff Reviewed on: 24th May 2025
Kimberley P's avatar
Kimberley P

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024
O-S-J's avatar
O-S-J

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (7087)

Review of the Updraft, Personal Loan:

Simple, easy and fast.

5
Simple, easy and fast. Allowed me to combine credit card balance into one payment and the % is lower! Win win!! Reviewed on: 30th March 2024

Fast friendly experience, easy to use company

5
Fast friendly experience, easy to use company Reviewed on: 8th July 2024

Adding to the u affordable debt mountain in the UK.

1
Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024

generally they are ok byt no good comunication

4
generally they are ok byt no good comunication Reviewed on: 25th May 2024

Updraft help to educate you on finances, and make yo...

5
Updraft help to educate you on finances, and make you feel like paying off debts is achievable. Reviewed on: 24th May 2024

Updraft, we couldn’t be more grateful

5
Honestly couldn’t recommend Updraft enough. After 6 years our previous landlord wanted to move back into the property so we had to find somewhere for me, my partner and 2 toddlers to live. Being fully in the cost living crisis and basically paying the same in rent as a mortgage it was almost impossible to save for a new deposit and an increased one months rent up front. That’s where Updraft saved us honestly, incredible interest rate, wonderful customer service and so easy to use. I genuinely cried when I saw how great their interest rate was, it feels like they really look out for their customers. Couldn’t be more grateful to them! Reviewed on: 24th May 2024

Really good.

5
Really good. Quick and easy. Very good online portal Reviewed on: 23rd May 2024

It’s a very good platform which provides you financi...

4
It’s a very good platform which provides you financial help when you need it Reviewed on: 23rd May 2024

Ray of light

5
I had just about lost all hope of clearing my high cost debt and was in a very dark place. All the high Street banks had refused me a loan so when I stumbled across updraft I was quite skeptical. Approval process very simple and funds can be paid to credit card accounts. I now know when my debts will be cleared instead of paying into bottomless pit of interest charges. Thank you. Reviewed on: 16th May 2024

It's was smooth and easy to use.

5
It's was smooth and easy to use. Nice people to help up out and really quick payment system. Reviewed on: 14th May 2024

Quick and efficient service, coupled with taking an...

4
Quick and efficient service, coupled with taking an intelligent and evidence based approach to lending. Having all your accounts and expenditure within the app allows a more helicopter view of your finances. Reviewed on: 3rd May 2024