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Updraft: Personal Loan reviews

4.96
Based on 10,775 reviews, last reviewed 25th Mar 2026
356800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Get a personal loan was incredibly easy and terms we... Get a personal loan was incredibly easy and terms were very clear! Reviewed on: 25th March 2026
Pietro Saccarini's avatar
Pietro Saccarini

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10775)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Has really helped me to get through a hard time

5
Has really helped me to get through a hard time Reviewed on: 25th February 2026

Needed a loan as hadneeded a new...

5
Needed a loan as had a car accident and needed a new car, they were quick and pay out same day for the loan. Affordable monthly payments and great app I can keep an eye on my account. Reviewed on: 25th February 2026

Easy process and helpful when needed.

5
Easy process and helpful when needed. Reviewed on: 25th February 2026

Super smooth process from beginning to end.

5
Super smooth process from beginning to end. Very prompt at relying when queries arise. Reviewed on: 25th February 2026

It was a very simple and straight forward applicatio...

5
It was a very simple and straight forward application, with a fast response and the money become available within a day. Reviewed on: 25th February 2026

Easy, simple and fast payment

5
easy simple prompt , could not of been made simpler Reviewed on: 25th February 2026

Helped me so many times!

5
Updraft has helped me many times clear my debts and credit cards Reviewed on: 25th February 2026

My favourite loan creditor

5
A very safe, quick and straight forward system to process applications and a good on going customer service. Reviewed on: 25th February 2026

It has been great to deal with updraft.

5
It has been great to deal with updraft. It has been a relief to consolidate my debt. I’m in a position now where I feel more relaxed about my finances. Reviewed on: 25th February 2026

It hurts taking out this loan.

2
It hurts taking out this loan. The rates are high. Will pay it down as quick as I can… I do not like being in this position… try not to be in too much bad debt guys. Reviewed on: 25th February 2026