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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10778 reviews)

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4.96

Based on 10,778 reviews, last reviewed 25th Mar 2026

357100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great exeprience overall. Great exeprience overall. I received the help I needed in no time. Thanks, Reviewed on: 25th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10778)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Quick and decisive!

Quick and decisive. Friendly customer service. Helped me when I needed it. Reviewed on: 25th February 2026

Allowed breathing space by consolidation.

Allowed breathing space by consolidation. Interest not low but not astronomically high. Reviewed on: 25th February 2026

I manage to get loan when my bank declined me

I manage to get loan when my bank declined me Reviewed on: 25th February 2026

Outstanding!

Outstanding Experience I couldn’t be happier with the service I received. The approval was incredibly fast, the team was professional and supportive, and the entire process felt easy and stress-free. The low interest rate was a huge bonus. Truly a trustworthy company! Reviewed on: 25th February 2026

So easy to apply and payed out quickly , saved me hu...

So easy to apply and payed out quickly , saved me hundreds of pounds in credit card interest Reviewed on: 25th February 2026

Experience

Customer focused and efficient. User friendly app. Excellent customer experience and satisfaction Reviewed on: 25th February 2026

Loans with the personal touch.

Such a helpful company that enabled me to borrow when credit card debt was becoming overwhelming. Application was straightforward and I love the tools to keep on top of your loan and how you can link all your accounts to help manage you’ll day to day. Having an account manager on hand is also a lovely personal touch. Reasonable interest rates and over payments are possible to get that outstanding balance paid off sooner. Reviewed on: 25th February 2026

Really quick and straightforward

Really quick and easy to apply and customer service were really friendly and helpful. Reviewed on: 25th February 2026

Easy application, quick payment, app is easy to use...

Easy application, quick payment, app is easy to use and tells you all you need to know. Would 100% recommend. Reviewed on: 25th February 2026

Helped me start budgeting and saving again!

Super easy to apply and is helping me get my bills on track. I’ve managed to pay off half of my debts in one cheaper single payment instead of multiple payments adding up to cost me more monthly! It’s so much easier to keep a track of my money, where it’s going and to budget and even save some money too. Reviewed on: 25th February 2026

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