Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,783 reviews, last reviewed 25th Mar 2026
357600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use and friendly reminders when payment is due Reviewed on: 25th March 2026
Sharon W's avatar
Sharon W

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10783)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Experience

5
Customer focused and efficient. User friendly app. Excellent customer experience and satisfaction Reviewed on: 25th February 2026

Loans with the personal touch.

5
Such a helpful company that enabled me to borrow when credit card debt was becoming overwhelming. Application was straightforward and I love the tools to keep on top of your loan and how you can link all your accounts to help manage you’ll day to day. Having an account manager on hand is also a lovely personal touch. Reasonable interest rates and over payments are possible to get that outstanding balance paid off sooner. Reviewed on: 25th February 2026

Really quick and straightforward

5
Really quick and easy to apply and customer service were really friendly and helpful. Reviewed on: 25th February 2026

Easy application, quick payment, app is easy to use...

5
Easy application, quick payment, app is easy to use and tells you all you need to know. Would 100% recommend. Reviewed on: 25th February 2026

Helped me start budgeting and saving again!

5
Super easy to apply and is helping me get my bills on track. I’ve managed to pay off half of my debts in one cheaper single payment instead of multiple payments adding up to cost me more monthly! It’s so much easier to keep a track of my money, where it’s going and to budget and even save some money too. Reviewed on: 25th February 2026

Easy seamless application process without the stress

5
From the moment I came across Updraft every step has been fully explained clearly and the application process was seamless. 100% recommend Reviewed on: 25th February 2026

Very easier to join and the customer service is amaz...

5
Very easier to join and the customer service is amazing Reviewed on: 25th February 2026

Quick and easy loan

5
Got my loan approved and the money was in my account within 24 hrs.Super smooth process.Highly recommend if you need a quick reliable loan Reviewed on: 25th February 2026

My process with Updraft was very smooth and swift.

5
My process with Updraft was very smooth and swift. Communication from their side was great and I was able to get my loan very quickly. I also love that I can easily go into the app and view my loans, where I’m up to with my payments and also communicate with them in app. Reviewed on: 25th February 2026

Easy and understandable process with fair rates

5
Easy and understandable process with fair rates Reviewed on: 25th February 2026