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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10783 reviews)

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4.96

Based on 10,783 reviews, last reviewed 25th Mar 2026

357600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use Easy to use and friendly reminders when payment is due Reviewed on: 25th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10783)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Straight forward no hassle very helpful

Straight forward no hassle very helpful Reviewed on: 25th February 2026

Simple and stress free.

Simple and stress free. Absolutely amazing, would definitely recommend. Reviewed on: 25th February 2026

Such an easy service to use, quick and efficient , I...

Such an easy service to use, quick and efficient , I have used updraft in the past and again currently. Will certainly use again in the future if I needed financial help. Reviewed on: 25th February 2026

Great communications and rates good

I’ve had 4 Updraft loans based on circumstances and consolidation. Rates were lower initially but easy to apply and great app. Great comms via the app too. Reviewed on: 25th February 2026

Very simple process and quick decision

Very simple process and quick decision Reviewed on: 25th February 2026

Very helpful for my personal situation, I had a roug...

Very helpful for my personal situation, I had a rough patch financially and got myself into a lots of small debts that were very mentally draining. Consolidated with updraft and the one monthly payment on payday has taken a large mental load off my head. The interest charged is also lower than a fair few of my other debts. Id recommend giving them a try. Reviewed on: 25th February 2026

Perfect definitely recommended.

Perfect definitely recommended. Very easy to use and always professional Reviewed on: 25th February 2026

Always amazing affordable service

Always amazing affordable service Reviewed on: 25th February 2026

Very professional service.

Very professional service. They helped me when I need help most. quick money transfer and very affordable payments.highly recommend Reviewed on: 25th February 2026

Friendly

Friendly staff help when I thought know one else would Reviewed on: 25th February 2026

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