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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10785 reviews)

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4.96

Based on 10,785 reviews, last reviewed 25th Mar 2026

357700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a quick and easy experience, very impressed and... Such a quick and easy experience, very impressed and it has saved me so much stress Reviewed on: 25th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10785)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Seamless process.

Seamless process. Good rates and clear terms and conditions Reviewed on: 25th February 2026

Convenient

It was super convenient and instant process applying for the loan Reviewed on: 25th February 2026

A very quick and straightforward process.

A very quick and straightforward process. No stress, very simple documents to complete. This took a lot of pressure off to secure the loan and enabled me to clear and consolidate debt. Reviewed on: 25th February 2026

Needed a loan to pay off a credit card the smoothest...

Needed a loan to pay off a credit card the smoothest service I’ve ever used and money is in the bank in a couple of days would 100% use them again. Reviewed on: 25th February 2026

Very easy to use was able to get sorted within...

Very easy to use was able to get sorted within 10mins Reviewed on: 25th February 2026

Excellent experience

Excellent experience with an extremely speedy outcome Reviewed on: 25th February 2026

Excellent service, very helpful would highly recomme...

Excellent service, very helpful would highly recommended Reviewed on: 25th February 2026

The "10-Minute" Sprint

The process is surprisingly slick. Unlike a traditional bank where you might be digging for PDF bank statements, Updraft uses Open Banking. What I did: Downloaded the app, entered my basic details, and gave them permission to "read" my main bank account. The Result: It scanned my spending habits and credit card balances instantly. Within about 5 to 8 minutes, I had a pre-approved offer on my screen. Reviewed on: 25th February 2026

Updraft, helping me up my life game to the next level!

Updraft really helped pull me out of a hole. The full experience from start to finish was nothing short of professional. I wouldn’t hesitate to recommend them to friends and family. Reviewed on: 25th February 2026

Fantastic professional service with quick response.

Fantastic professional service with quick response. Reviewed on: 25th February 2026

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